Investing without a goal in mind would get you nowhere, it's like shooting arrows in the dark. Knowing what you are saving and investing for is important. We discuss in detail how goal-based investing works and what should we be careful about while investing towards a goal. Nitin Mathur, CEO, Tavaga takes us through it and also helps us understand what are ETFs and how we can use them to diversify our portfolio.  See omny.fm/listener for privacy information.