gen z money Azaria Bell

So you’ve just turned 18 and you’re wondering, “Great, I'm an adult. Now what?”. Well we have an episode for you! Azaria and Nath came up with a checklist of 18 things to do now that you’ve turned 18. Now whether you’re 18 or 28, this list can remind of something in your life that could change for the better today. This list covers everything from:


👉🏽 things to start doing with your money
👉🏿 lifestyle goals
👉 tips to keep you fit and healthy
👉🏾 being prepared for emergencies
👉🏻 things to take control of in your life
👉🏼 the importance of travel


🛑Please read the disclaimer on our website or at the link below before listening to this episode.


Join our Facebook community! Got a question for us? Use #genzmoney.


Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”.


Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.

Hosted on Acast. See acast.com/privacy for more information.

Have you thought about the cost of your rent and wondered if there was a cheaper option? The national rental affordability scheme (NRAS) was designed to help low to middle income earners get into the rental market below the market value. Azaria breaks down


👉🏽 what NRAS is
👉🏿 why it was introduced
👉🏻 the required eligiblity
👉 how it can help you save money on housing expenses
👉🏼 how to find an NRAS house


For info on NRAS click here!


🛑Please read the disclaimer on our website or at the link below before listening to this episode.


Join our Facebook community! Got a question for us? Use #genzmoney.


Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”.


Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.



Hosted on Acast. See acast.com/privacy for more information.

Have you ever scrolled through TikTok to find a video telling you how to manage your life, health or money? Well Nath has gone on a deep dive into FinTok to show Azaria all the best, worst and downright ugly financial advice he found. You hear all about:


👉🏾 why financial advice should be personal
👉🏿 knowing your strengths and weaknesses with your money
👉🏻 the dangers of lifestyle inflation (and how to stop it!)
👉 not letting someone tell you where you should invest your hard earned cash
👉🏼 the volatility and reality of the stock market


Listen to Azaria's episode on decoding credits scores here!


Listen to Glen's episode on credit scores here!


🛑Please read the disclaimer on our website or at the link below before listening to this episode.


Join our Facebook community! Got a question for us? Use #genzmoney.


Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”.


Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.


We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.



Hosted on Acast. See acast.com/privacy for more information.

Payday lenders provide fast cash when you feel you have no other options. Often used for things like emergency expenses, medical costs, overdue bills. However, they are actually the scum of the earth. They have incredibly high fees, and are extremely immoral and predatory. On this episode, Azaria highlights the issue of payday lenders to Nath and explains:


👉🏻 how payday loans work
👉🏼 payday lenders you may have heard of
👉🏽 how they make money
👉 what the alternatives are if you need cash
👉🏿 who you can reach out to if you're struggling with debt


More info on payday loans:
https://moneysmart.gov.au/loans/payday-loans


National debt hotline:
https://ndh.org.au/


Mob Strong Debt Help
https://financialrights.org.au/mob-strong-debt-help/


Finding a financial counsellor
https://moneysmart.gov.au/managing-debt/financial-counselling


Centrelink advance payments
https://www.servicesaustralia.gov.au/advance-payment


No interest loans
https://moneysmart.gov.au/loans/no-interest-loans


Help for paying overdue bills or fines:
https://moneysmart.gov.au/managing-debt/problems-paying-your-bills-and-fines


Sample letters to use for financial hardship:
https://financialrights.org.au/sample-letters/


No interest loans:
https://goodshep.org.au/services/household-relief/


🛑Please read the disclaimer on our website or at the link below before listening to this episode.


Join our Facebook community! Got a question for us? Use #genzmoney.


Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”.


Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.


We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.



Hosted on Acast. See acast.com/privacy for more information.

Gus is well and truly KILLING it with his money. With 6 grand in shares and 11 grand saved overall, it was only right for Azaria to ask Gus for an interview! Listen along as Azaria asks him:


👉 how he has made his money
👉🏽 what goals Gus has in the future
👉🏼 how he has invested his money
👉🏾 what got Gus interested in personal finance
👉🏿 Gus' tip to not spend everything he earns
👉🏻 how Gus started a thriving side hustle


🛑Please read the disclaimer on our website or at the link below before listening to this episode.


Join our Facebook community! Got a question for us? Use #genzmoney.


Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”.


Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.


We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

Hosted on Acast. See acast.com/privacy for more information.

Sometimes one job just isn't enough. If you're looking to start a side hustle but aren't sure what to do or where to start, look no further than this episode! Azaria and Nath touch on:


👉 examples of side hustles from the my millennial money facebook group
👉🏼 Azaria and Nath's side hustles
👉🏽 the importance of thinking outside the box with your hustle
👉🏾 working overtime at your current job


Link to heaps of side hustle inspo from the m3 community here!


Listen to Azaria's interview with Nami here!


🛑Please read the disclaimer on our website or at the link below before listening to this episode.


Join our Facebook community! Got a question for us? Use #genzmoney.


Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”.


Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.


We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

Hosted on Acast. See acast.com/privacy for more information.