Ghost Stories The Finance Ghost

Tivon Loubser is all about chasing the sun - and generating investment returns from solar projects. Thanks to South Africa's ongoing need for renewable energy projects of every size, there are tax benefits available to investors for doing this. We unpack the opportunity in this podcast.
The podcast is brought to you by Twelve B Fund Managers, a private equity fund entitling tax payers to invest in a portfolio of renewable energy generating assets and benefit from the recently gazetted 125% 12BA wear and tear allowance. After successfully closing Fund I, and deploying all the raised capital in the previous financial year, Twelve B Fund II is open for investment. The fund will close at the earlier of R100m or 30 June 2024.
Please do your own research, discuss this with your independent financial advisor, and if you would like to set up a meeting with the Twelve B team, or would like more information, visit the Twelve B or Grovest websites.
Twelve B Fund Managers (Pty) Ltd is an approved juristic representative of Volantis Capital Proprietary Limited, an Authorised Financial Services Provider FSP No 49836.

The world is increasingly focusing on private market opportunities and the benefits that they bring to a portfolio strategy. Whether equity or credit in nature, there are reasons to seriously consider the inclusion of private assets in a wealth strategy.
In this podcast, Reginald Labuschagne (Head of Product and Strategy at Sanlam Private Wealth) and Harris Gorre (Partner at Grovepoint Investment Management) bring considerable experience to a discussion on private investment strategies and where they can be used in client portfolios.
You can connect with Reginald on LinkedIn here. More information on Sanlam Private Wealth can be found here.
More information on Grovepoint Investment Management (including the GIM Liquid Private Credit shares listed on the JSE: GIMPLC) can be found on the group website here.
Sanlam Private Wealth (Pty) Ltd, registration number 2000/023234/07, is a licensed Financial Services Provider (FSP 37473), a registered Credit Provider (NCRCP1867) and a member of the Johannesburg Stock Exchange ('SPW').
Nothing in this podcast should be taken as advice. You must always do your own research on opportunities and speak to your financial advisor.

When planning your wealth creation journey, it helps to understand all the tools available in the toolbox. Bond ETFs remain poorly understood by many investors, leading to portfolio strategies that don’t include fixed income investments.
In this podcast with Siyabulela Nomoyi of Satrix*, we put the spotlight on bond ETFs. We covered topics like the relationship between interest rates and capital values, the way in which these ETFs add value to a portfolio and the macroeconomic conditions that can lead to good outcomes here.
There’s so much to listen to in this podcast, underpinned by Satrix’s commitment to South African investor education. To find out more about SatrixNOW, visit this link>>> *Satrix is a division of Sanlam Investment Management
(this article was first published here)

The Global Accelerator offers 100% capital protection in dollars at maturity after five years, while giving exposure to global equity indices.
To explain how it all works, Japie Lubbe of Investec Structured Products joined me on this podcast and covered the following topics:

The design of the underlying equity basket
The use of “insurance” in an equity portfolio and how this can be understood in the context of more familiar concepts like car and home insurance
The upside of the Global Accelerator, both on an accelerated basis and a capped basis
The payoff of this product vs. buying an ETF that tracks a similar equity index, with specific reference to how dividends work
Building blocks of the Global Accelerator in terms of company structure and the various instruments used
Fees involved and how they compare to unit trusts
The liquidity available over the five-year period
How a debt instrument is used to provide capital protection and understanding the credit risk associated with this debt instrument.

Applications close 21 May 2024.
As always you must do your own research and speak to your financial advisor before investing in a product like this. You can find all the information you need on the Investec website at this link.

There’s a lot more to blockchain technology than just the latest Bitcoin or Ether price. After the boom of NFTs and all kinds of other things during the pandemic, things clearly cooled off in this space - and for the better. In the meantime, corporates and entrepreneurs are busy in the background on tokenisation of assets to create digital assets.
In a digital economy, digital assets are important. The Fintech space is more widely understood. But again, it goes beyond just a payments solution on your wrist or your phone. As the world becomes increasingly cashless, there’s a lot of innovation in the financial space. To unpack these areas in more detail and to understand how use cases are developing, I was joined by Wiehann Olivier (Partner and Head of Fintech & Digital Assets at Mazars) and Mia Pieterse (Partner and Fintech Specialist at Mazars).
You can connect with Wiehann on LinkedIn at this link and Mia on LinkedIn at this link.
About Mazars
Mazars is an internationally integrated partnership, specialising in audit, accountancy, advisory and tax services. Operating in over 100 countries and territories around the world, they draw on the expertise of more than 50,000 professionals - 33,000 in Mazars' integrated partnership and 17,000 via the Mazars North America Alliance - to assist clients of all sizes at every stage in their development.
To find out more about Mazars in South Africa, visit:
Website: www.mazars.co.za
Facebook: MazarsSouthAfrica
X: @Mazars_SA
LinkedIn: Mazars in South Africa
 

Nico Katzke of Satrix* returns to Ghost Stories to talk about the latest buzzword of the moment: Artificial Intelligence (AI). This topic has been dominating market headlines for a while now and it poses both opportunities and risks. In this podcast, we discuss:

The way in which some people run towards hype and others run in the opposite direction – talking to the different investor personalities in the market.
Whether the development of cloud computing and SaaS can teach us anything about the risk of being too sceptical about AI.
The energy demands of AI and what this could mean for renewable energy.
What AI technology is and what it is not – and why the term may well be an example of great marketing more than anything else.
Our preferred ways to get exposure to this theme in our portfolios.

There’s so much to listen to in this podcast, underpinned by Satrix’s commitment to South African investor education. To find out more about SatrixNOW, visit this link>>> *Satrix is a division of Sanlam Investment Management
(this article was first published here)