Hello! In today's episode we are answering the question of... HOW MUCH FINANCIAL PLANNING IS TOO MUCH FINANCIAL PLANNING?  We all have different levels of financial planning we like to do. Some like to get knee deep in the excel spreadsheets and others avoid it like the plague. So which one are you? And is there a balance we can strike between having clarity over our finances by planning, and over-planning then scaring ourselves out of ever looking at a spreadsheet again? Let's discuss. In this episode we cover:  How having clarity over our finances can benefit us in many aspects of our lives Whether your money habits change the wealthier you become What financial planning actually IS and whether it's something you can effectively do alone The value of a good spreadsheet to crunch some numbers, and the downstairs of getting too involvedThe difference between day to day money management and financial planningIdeas to improve your financial planning skills What a financial planner actually does, how you can find one, when you should consider using a financial adviser and how much you can expect to pay them If you're keen to check out more  head to https://itsnosecret.co.nz/11 SUBSCRIBE or FOLLOW It's No Secret, wherever you listen to podcasts and never miss an episode. Apple Podcasts - Spotify If you enjoyed today's show, we'd LOVE for you to rate & review on Apple Podcasts and share your favourite episode with a friend or family member. Join the conversation on: Instagram @itsnosecretnz Linkedin Keen to submit a question for the show? Get in touch via: https://itsnosecret.co.nz/