This episode is sponsored by Amber Group Marion is a senior economist at Deutsche Bank in London and a lecturer at Harvard University. She has extensive private sector, public policy, and monetary policy experience, including at the European Commission, the International Monetary Fund, the Luxembourg Central Bank, and Barclays. She received first prize from the American Society of Actuaries, Revue Banque nominated her as a rising star in finance, and Business Insider named her a cryptocurrency mastermind. Laboure holds a bachelor’s degree from Université Paris Dauphine, a master’s degree from the London School of Economics and Political Science, and a Doctorate of Philosophy from the Ecole normale supérieure in Paris. On this podcast we discussed: 1) Experience of working for the European Commission. 2) How fintech is impacting developing countries. 3) The financial challenges of millennials. 4) The problem of financial literacy amongst retail investors. 5) Why are crypto markets so volatile. 6) The impact of central bank liquidity on crypto. 7) Crypto: payment vs digital gold. 8) The rise of central bank digital currencies (CBDCs). 9) Will CBDC displace banks? 10) Can crypto displace the fiat financial system? 11) Books that influenced Marion: The Curse of Cash (Rogoff), The End of Alchemy (King).