Episodes
Are you maximizing your investments and your relationship with your financial team? What do you define as your financial team? We talk through how to make smart decisions when it comes to the people you work with regarding your finances.
Published 01/26/22
A random Tuesday afternoon can change your life for the foreseeable future. Are you ready? Let's talk about how being prepared is like giving yourself a permission slip to live your life without fear.
Published 01/26/22
We talk about four common myths when dealing with your financial security. 1. Max out your 401k. 2. All debt is bad debt. 3. 529s are just for college. 4. Life insurance is too expensive.
Published 01/26/22
Josh:  This is Josh Tirado. And thank you for joining the Making Smart Decisions podcast. What is the true cost of pet ownership in 2021? let's dive into the dog dilemma. In some reasons studies, some data showed that the initial purchase of a dog in the United States is ranging anywhere from roughly $600 to $2,300. [00:01:58] It's also showing that annual care and maintenance of that dog is running between $600-$2300 a year. In fact, one survey shows that 40% of Americans are spending an...
Published 01/26/22
We follow the story of a couple of investors who mistakenly took the advice of a shady advisor to help our listeners understand what to look for in the case of fraudulent investments.
Published 01/26/22
Stocks, bonds, mutual funds, and ETFs, oh my. We break down the four most common types of investments, their uses, and history so you can make smart decisions.
Published 01/26/22
Also called sustainable investing, ESG investing is an umbrella term for investments that seek positive returns while having long-term positive impacts on society, the environment, or the performance of ethical businesses at the same time.
Published 01/26/22
When it comes to how your financial advisor is compensated there are three main options. We discuss each of these options so when it comes to your financial situation you are making smart decisions.
Published 01/26/22
This could be the coolest, most useful insurance item that you've never heard of. If you have a young driver, a pool, a trampoline, or a business you should look into this now.
Published 01/10/22
A divorce is an emotionally and financially challenging time for everyone involved. We talk about some of the common mistakes and pitfalls surrounding financial planning during a divorce.
Published 09/01/21
Which products and services do most people find advantageous? What are some of the clients' favorite aspects of working with a financial advisor? We discuss feedback from real-life clients.
Published 09/01/21
With current changes in pensions plans in the United States mind, we talk about which situations to depend on and which situations you should supplement or not count on your pension.
Published 08/30/21
Just because the market normally rises at a steady rate over 10 years, doesn't mean that when you pull out the money you need it will be at the average. It could be more or less. Making sure you've done everything you can to mitigate this risk (Sequence of Return Risk) is the topic of today's show.
Published 08/30/21
The founders of Amplify: Josh Tirado and David Morgan discuss this revolutionary product to help people amplify their giving to their favorite non-profits.
Published 08/01/21
We talk about the growing field of self-directed brokerage account options offered in many companies existing 401k plans that allow you to create an account to be managed by a financial advisor and invest in more than just the funds allowed in your current 401k plan.
Published 07/31/21
A Donor Advised Fund or "Giving Fund" can offer you a way to invest in a brokerage account that you control that allows your money you give to qualified charitable donations to grow over time.
Published 07/31/21
Today we cover topics that don't make financial sense, but they do make wonderful sense for you. Some rules may make the most financial sense but emotionally these rules are not the best suited for you.
Published 07/31/21
Today we will be briefly discussing our proprietary investment strategy called practical tactical.
Published 07/31/21
Don't stay down. It happens. She gets punched in the mouth. You alter your plans. You move forward. The worst thing you can do is quit. Once you quit. And once you give up, you're locking in those losses. Nothing good is going to happen from that time forward.
Published 07/30/21
On this episode we talk about the emergency fund. What is it? Do you need one? If so, how much do you need. We break it all down for you so you can make smart decisions.
Published 03/02/21
Today's topic is what questions to ask when you're interviewing a financial advisor. So essentially, I'm giving you the questions to ask when you're interviewing me.
Published 02/23/21
The back door Roth IRA has gained popularity. In this episode, we talk about some of the rules for it, how you can utilize it, and whether or not it could be a good strategy for you. So when it comes to your Roth IRA you are making smart decisions.
Published 02/16/21
Whether recreational, medicinal, or marijuana use is not a valid reason to not get life insurance. We walk through the options, changes, and policies of many life insurance policies so when it comes to life and insurance and marijuana; you are making smart decisions.
Published 02/09/21
Josh Tirado shares a brief overview of the definition of ficuciary responsibility and how it impacts you as you look for and interview a financial advisor to work with you on your journey of making smart decisions.
Published 02/02/21