The One Income Family | Budgeting for Stay at Home Moms, Frugal Living, Saving Money, Manage Money, Habits of a One Income Fa Molly Benell | Budgeting Coach, Personal Finance Coach

On today’s episode we are going to be diving into my real life budget. You’ll see whether I stayed on budget or not, what I had planned and how they changed, how I handled the change and so much more. 
 
As I’ve said many times over, budgeting isn’t about stressing over whether you stayed on budget or not, it’s about how you handle the changes that life or even your temptations bring you. 
 
So let’s dive into today's episode so that you can see how I was able to go to two weddings in one month, so that you can take my thoughts and put them into action with your own budget. 
 
Go grab yourself something nice to sip on, take a breather and let’s get to it.  
 
Xo  Molly 
 
P.S. I want to invite you to grab yourself a free Clarity Call so that you can find out what is keeping you from staying on budget. Go to calendly.com/mollybenell and book your call. 
.
.
.
Next Steps: 
.
Book a FREE Clarity Call
.
Join The One Income Family Community 
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com

Today we are going to be talking about the pursuit of possessions and how that is keeping you from living a joyful and abundant life on one income. When you are so hyper focused on things, your priorities start to change in an unhealthy way. Instead of your family and the needs of your family being the focus you are now focused completely on things, on the next new and shiny object that will bring you happiness for about 5 seconds and then you're off looking for the next shiny object.  
 
Life is too short to be hyperfocused on things that will lose your attention in a matter of days, or months. So I want to talk with you today on why this happens and what you can do to overcome it. 
 
So go grab that drink that gets you going in the morning and let's get to it. 
 
Xo  Molly 
 
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 
.
.
.
Next Steps: 
.
Book a FREE Clarity Call
.
Join The One Income Family Community 
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com

Hey Mama, 
 
I am so glad to see you back here with me on another episode of the one income family podcast. I am so honored to have you here with me investing in yourself to create a better life on one income. Dreaming for the future, setting goals and putting your money towards the things that you and your family enjoy. 
 
But life is messy. You are human and there will be times when you get off budget. You, me, nobody is perfect and to expect perfection is to expect failure. So instead of only planning for the days where you are productive and on point, let’s also plan for the days where things go south and you get off budget. 
 
Here are 5 steps that I take when I can’t think straight. These are the steps that I take when I don’t feel like budgeting. These are the next right steps to take that will get you through a tight spot. 
 
So go grab that stroller, pop in those headphones and let’s get to it. 
 
Xo  Molly 
 
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 
.
.
.
Next Steps: 
.
Book a FREE Clarity Call
.
Join The One Income Family Community 
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com

How often do you find yourself riding the emotional rollercoaster of finances? One second everything is fine and dandy, you’re going about your day only thinking of money when you’re working on the budget or are out spending money or even planning that vacation. Nothing too heavy, it’s pretty black and white and things feel simple. 
 
The next second your husband is throwing the idea of a job change at you, or someone gets sick and a doctor's bill shows up and you are having to stretch your money as tight as you can without breaking both financially and emotionally. 
 
You find yourself exhausted, irritable and short with everyone. Then piles on the mom guilt and wife guilt (if that’s even a thing) making you feel like a terrible person all because you’re worried about the possible outcome of the change and only having one income. Always questioning if you will have enough to take care of your family. 
 
And that my friend is what today’s episode is all about. I am going to give you 4 things that you can do to ease the stress of living on one income. 
 
So go grab that stroller, plug in those headphones and, Mama, let’s go get you some peace! 
 
Xo  Molly 
 
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 
.
.
.
Next Steps: 
.
Book a FREE Clarity Call
.
Join The One Income Family Community 
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com

Today we are going to be going over the method that has changed my financial game forever. It’s the reason that my family and I have been able to achieve so much on one budget, like paying off debt, buying houses, renovating those houses, going on vacations, saving for the future and so much more. 
 
The reason we have been able to do so much is because this method makes sticking to your budget easy by eliminating tracking. The one thing that nobody wants to do or has time for, that we end up forgetting and giving up on. The main reason you can’t stick to your budget. It’s not fun, it’s a pain so why not find a way to get rid of it. This method also gives every dollar a job quickly, easily and without worry of it being used on those in the moment splurges. 
 
Xo  Molly 
 
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 
.
.
.
Next Steps: 
.
Grab Your Budget Check Up
.
Book a FREE Clarity Call
.
Join The One Income Family Community 
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com

Living with a Poverty Mindset is a lifestyle that you choose. 
 
It’s a lifestyle full of fear, full of the thought of not having enough. Yes, there are people out there living in poverty, but that’s not you. You are however living with a poverty mindset in one of two ways 1) You're spending everything you have on things that don’t bring you longterm joy or 2) you’re hoarding your money away, saving it with no plan of use or purpose, rather just to have. 
 
Life is full of unknowns and if there is one thing my husband, who loves to just spend money, has taught me is that money is fun and that money can be used to bring us joy and will not harm us in the process. We harm ourselves when we allow fear to control our actions. Taking away what’s important to us and replacing it with uncertainty. 
 
We all want to live abundantly. To thrive and do big things even on a budget, but you have allowed fear to control your actions for so long that it’s become a habit. 
 
And that Mama, is what this episode is all about. You will learn what it means to live with a poverty mindset. The words you say, the actions you take, the way you budget so that you can take action against them and create a life where you are in control of your money living in joy and peace instead of fear and scarcity. 
 
So listen in today as I take you through these three signs and really dig deep to find out what is causing your poverty mindset, so that you can break your habit and live in abundance. 
 
Xo  Molly 
 
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 
.
.
.
Next Steps: 
.
Book a FREE Clarity Call
.
Join The One Income Family Community 
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com