In a recent article on CNBC, more than half or 51% of Americans have less than three months' worth of emergency savings. The pandemic has definitely made a mark on savings, and in my opinion, really shown that you need more than 3 months worth of savings in your “all hell broke loose” fund. However, saving more money is often times difficult. What about making more money? In this episode, you'll learn about another idea to create passive income. Rachel Richards, who has been on this show before for her rental real estate empire, has also has built a substantial monthly income from her book sales on Amazon. Even if you don’t profess to be a writer, surely there is something you have to share - a skill, a talent, an idea, etc. Rachel’s here to pull back the curtains and share the behind-the-scenes story of how she built a cash-flowing self-publishing side hustle in just a few years, and how you can do the same. Links Rachel's Passive Income Starter Kit Money Honey book Passive Income Aggressive Retirement book CNBC article Episode Sponsors A big thanks to our podcast episode sponsors: Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney.  I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you.  To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.