“I was referred to the most recent episode of this podcast by a friend. It was a 30 minute one sided promotion of a homebuying service called with a financial service called Unisen. After looking into the service, I found that it was really really bad advice.
They recommended using this service that would give you say a 10% downpayment on a 300k house. As a part of that deal, when you'd sell the house, you'd have to give Unisen back the downpayment, and 35% of your earned equity.
So assuming your 300k house appreciated at the historical rate of 4%. If you backed out after the minum 3 years, you'd owe Unisen 43K. If you made it the full 30 year mortgage, you'd owe Unisen 266k. This is the equivelent to taking out a loan with an effective interest ranging from 13% at year 3 to 8% at year 30.
This is predatory lending and it's being promoted on a 'Personal Finance' podcast. I contacted the show on Instagram to DISCUSS it and they immediately deleted my query.”Read full review »
LAZERDEATHKILL via Apple Podcasts ·
United States of America ·
12/05/18
“Shannah hits the nail on the head when it comes to managing, capitalizing and surviving money as a millennial in today’s world. Her down to earth personality and relatable experiences make every episode worth a listen.”
Isapodcasting via Apple Podcasts ·
United States of America ·
09/13/18
“Introduction way too long, pretty monotone, didn’t really provide new insight on episode topics, has potential but not helpful or to the point like I wanted it to be”
Emilybhaze via Apple Podcasts ·
United States of America ·
11/26/18
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