Across the series we’ve had the opportunity to hear from so many amazing people, and so in the final episode of the series Kalpana and Bea take a look back over some of their favourite moments of the series. They also discuss the important things that have been brought up that we need to remember going forward, and Kalpana gives her final tips. For help, details of organisations offering information and support with issues discussed, are available at bbc.co.uk/actionline. You can join the...

In recent years there has been a huge increase in financial technology, also known as fintech, and financial planning and helping apps. Bea had a chat with Tristan Thomas, Head of Marketing at Monzo. They talked all about the rise in fintech and how we can utilise it to our advantage, such as how it’s changing the way we use money, what features to look out for, and what it could mean for us in the future. We also heard from Gemma Godfrey, former CEO of Moola about what she thinks we need to...

None of us really knows what the future will hold, even when it comes to money and finances. However, that doesn’t stop us having a good go at making predictions! Bea sat down with Gemma Godfrey, former CEO of Moola and winner of Arnold Schwarzenegger’s show ‘The Apprentice’, as she put in her two cents about what she thinks is in store for the future of money. They discuss everything from ensuring a safe financial future, the increasing conversation about money and mental health, how long...

For many young people, owning a house is an unattainable dream, or one that they aren’t planning to think about for many years. Is it as difficult as it’s made out to be? Bea sits down with Dilpreet Bhagrath, a mortgage expert at online mortgage broker Trussle, who are on a mission to ‘make mortgages fairer’. She walks us through the process of buying a house, from what a mortgage actually is to who to approach for help to how to choose the best mortgage for you. She also explained how the...

Where you live is a vital part of your wellbeing and general happiness, but it can very often feel overwhelming and like a drain on your finances. With rising house prices and letting agents and landlords charging excessive fees or fines, it can seem like the wild west out there. Luckily Bea was able to sit down with housing journalist Vicky Spratt. She set up the campaign #MakeRentingFair, which was integral in the passing of the Tenants Fees Act 2019. Vicky explains why this act was so...

Bea speaks to a variety of the contributors heard from across the series, including Gemma Godfrey, CEO of Moola and recent winner of Arnold Schwarzenegger’s show ‘The Apprentice’; Simon, CEO and founder of savings app Chip; Sue Anderson from the debt charity Stepchange, Vicky Spratt, a housing journalist; Katherine Swindells, the former welfare office at The University of Sheffield Students’ Union; Dilpreet Bhagrath, a mortgage expert at Trussle, and recent masters graduate Anna. They talk...

Debt is an incredibly serious topic, and can affect our lives in so many different ways. Bea chats with two people from the debt charity Stepchange; Head of media Sue Anderson, and Andy Shaw, who is a debt advice coordinator. Sue gives heaps of vital information about exactly what debt is, how it can occur and how we can go about removing the stigma. She also gives some practical advice as to the ways we can begin to tackle debt and go about seeking help. Andy explained how debt can spread to...

Credit scores are one of those things that everyone has heard of, but nobody quite understands. This is worrying considering how important credit scores are to so many different aspects of our lives. So, to clear up the confusion, Bea sat down with John Webb, Consumer Affairs Executive at Experian. He explains everything you need to know about credit scores, including how they’re calculated, what they mean, and what they’re used for. He even clears up some of the myths such as having no...

From a loan to start a business, or money to fix a car which is vital to your life, when it’s done properly and safely borrowing money can be extremely helpful. However, there are times when borrowing money can cause more problems than it solves. Bea listens to the experiences of Jen and Elysia, who both borrowed money using payday loan lenders and experienced negative consequences because of it. We also hear briefly from Sue Anderson, from the debt charity Stepchange, about whether...

Sometimes it can feel almost impossible to set aside money into savings for a rainy day. Don’t worry though, help is at hand. Bea sat down with Simon, who is the founder and CEO of savings app Chip. He talked through why saving is so important, and explained some ways to make it easier even if you’re spending all your money on smashed avocado on toast. Eve is a super saver, and has successfully saved for loads of big things including a car, a house and a wedding. She gives Bea some of her...

Sometimes it can feel almost impossible to set aside money into savings for a rainy day. Don’t worry though, help is at hand. Bea sat down with Simon, who is the founder and CEO of savings app Chip. He talked through why saving is so important, and explained some ways to make it easier even if you’re spending all your money on smashed avocado on toast. Eve is a super saver, and has successfully saved for loads of big things including a car, a house and a wedding. She gives Bea some of her...

If you’ve ever wanted to be the next Wolf of Wall Street, listen up. Investing is a great way to make your money work for you, but many people are put off from trying because the barriers of entry are perceived to be too high. Kerim Derhalli is the CEO and founder of Invstr, an app attempting to make investing more accessible. He has a chat with Bea all about investing, including what it means, what barriers there are for people wishing to get involved and tips on how to start. Kalpana...

Crowdfunding can be an extremely effective way of raising capital, raising the profile of your business, or getting money for a personal or charitable cause. Joel Hughes is the European Director at Indiegogo, one of the leading crowdfunding platforms in the world. He tells Bea about ways people to raise funds on Indiegogo and discusses the different types of crowdfunding. Bea also talks to Jackson, who has been using crowdfunding to raise funds for surgery he is not be able to pay for for...

Self-employment and freelancing is becoming a very popular form of employment. Bea speaks to Steffan and David who are both freelancers and small business owners. They talk about their experiences with this kind of employment, including their methods for finding clients, what they do when someone isn’t paying them, how they worked out their rate, the struggles of being asked to work for free and the problems they’ve run into while doing their own accounts. Kalpana gives us tips on where to...

Whether it’s knowing your correct tax code or what benefits you can get from your employer, it’s often really unclear how you’re supposed to get the most out of your 9-5. Bea talks to Manny and Charley, both full time employees in different industries, about the confusions and questions they have, and their experiences. Kalpana clarifies three important things that all employees should know, as well as how much you are legally obligated to be paid. Whether you’re wondering when your...

University is a new and exciting time for many people. But between student accommodation, applying or repaying loans, and working alongside studies, there are lots of areas that can be confusing when it comes to money while you’re a student. Bea heads to Sheffield to talk to Katharine Swindells, the former welfare officer for The University of Sheffield Students’ Union. She explains some of the problems students can face while at university, and lays out the important solutions that are...

It’s very common to feel socially pressured to spend more money than we expected, especially when we’re around our friends. However, with the rise of social media, it’s easier than ever for us to be influenced by peers and spend money we didn’t want to. Bea hears from Anna, whose consumption of beauty bloggers on YouTube and Instagram was causing her to spend more than she expected on beauty bloggers. She explains why she finds peer pressure a difficult pressure to avoid and gives her tips...

Welcome to this new BBC podcast. The first episode will be published in the New Year.