In this episode of ‘Learn with RG’ you will learn that while money can mean different things to different people, it really should not define your sense of self-worth. You are more than the money that you earn. Join us personal value and finances, with a special focus on investing.  Key takeaways: ·   It is often said that money can’t buy you happiness. Well, this is only half true. While money itself cannot buy you happiness, it does serve as a means to an end. Happiness comes from achieving...

In this episode of ‘Learn with RG’ you will learn why it is important to start investing for your children as soon as they are born. Key takeaways: ·  Start building your child’s investment portfolio early: You must start investing for your child as early as possible – maybe even as early as one month. Best to start getting the paperwork done and then choosing investments that align well with your chosen goals and timeframes. You must remember that starting is the most important factor. Even...

In this episode of ‘Learn with RG’ you will learn why it is important to start your investing journey when you are young but still have enough to enjoy your short-term goals.  Key takeaways: ·  Start investing early: The most powerful choice that you can make in your financial planning journey is to start early. When you choose to start early you are choosing to benefit from the power of compounding – something that can help you grow your wealth.  ·  Create a customized asset allocation...

We are all looking for our niche – our area of expertise and comfort. And, once you find it, you want to hold on to it and follow it repeatedly. Then why should your financial plan be any different. The only caveat is that it takes time to find the block that completely fits you, which is why this approach is well-suited for you if you are closer to your retirement years. You ask why? Listen to our podcast to understand this relationship better.  Key takeaways: ·   When you get to your 50s...

It is often said that art reflects our lives and that artists showcase the practices and cultures prevalent in their times. However, that is not the only way art reflects our lives. Art is intricate and requires both patience as well as discipline. Sounds similar, doesn’t it? Well, investing is also something like that, especially if you are someone in your 30s who has very nuanced and intricate needs. Listen to our podcast to understand this relationship better.  Key takeaways: ·  When you...

Art and life are forever entwined. Many of you enjoy art, admire the work of various artists, and perhaps even invest in art. Then there are some of you who are probably artists as well. While art brings both your imagination and reality to life, it can serve another very interesting purpose. It can guide you in your financial planning journey. Listen on to understand this further. Key takeaways: · When you start your investing journey as a young individual, you need to understand that your...

Blessed are those who have great and reliable friends in their lives. But, just like Moneybhai, do you sometimes wonder whether it is better to have just one best friend rather than many friends? In this third and final episode of our podcast series titled ‘Money bhai ke rishtey’, we see how Moneybhai is struggling to choose a best friend and the advise that Subhichintak gives him to deal with this!  Key takeaways: ·  Natkhat equity is a great friend to Moneybhai and has always been with him...

Relatives! What can you say about them. Sometimes you love them and often you can’t stand them. Just like you, Moneybhai also has some relatives who really bother him. Leading this list of annoying relatives is Mahangai masi. She is always troubling Moneybhai and reducing his value. In this second episode of our new podcast series titled ‘Money bhai ke rishtey’,  we see how Moneybhai can deal with Mahangai masi and maintain his value.  Key takeaways: ·  Inflation has a great impact on the...

Moneybhai or Money as you would know it, is a constant in all lives. You need Moneybhai in your good times and bad times. The thing is that while Moneybhai is always there to come to your rescue, there are some things or some people that trouble Moneybhai. One of them is volatility aka ‘Volatility chachi’ whose very sight makes Moneybhai sweat. In this first episode of our new podcast series titled ‘Moneybhai ke rishtey’, the good Samaritan ‘Subhchintak’ helps Moneybhai deal with...

We are all biased people, easily influenced by other people or even our own experiences. These biases can influence your ability to make the right decisions and even come in the way of you achieving success. The best thing is that these biases can easily be addressed through small nudges and disciplined practices that push you in a certain direction. However, you must be mindful that nudges can push you in the right or wrong direction. Summary In the book, “Nudge: Improving Decisions About...

If you recall, from childhood you are told that your behaviour can impact the course of your life and determine whether you are successful or not. Interestingly, your behaviour can have a similar impact on your investment journey as well and determine whether or not you achieve your financial goals. Further, while you can always get a job and earn money, it is the way you save and invest that will determine how that money will grow and for how long you can keep that money.  Morgan Housel, in...

The general thought process is that if you want more returns then you must take more risk and alternatively, if you want to avoid risk then you should stay away from the stock market. Unfortunately, this is not always true and worse, this belief can come in the way of you getting rich. The most important thing that you need to know is that you can invest in stocks and embark on your wealth creation journey. The only thing is that you need to do this in a disciplined and focused...

Life is really a series of lists. You make shopping lists, school holiday lists, things to do lists, and so many more. The thing is that lists keep your life on track. They ensure that you do not miss out on the important stuff and give you peace of mind. If you have a list ready, then you don’t need to constantly keep track of things in your mind. For all these reasons, an investment checklist is something that you should actively consider making to improve your ability to make optimal...

If someone were to ask you what is the opposite of fragile you would automatically say antifragile. Thus, if fragile means that something breaks easily then antifragile should ideally mean something that does not break easily. Interestingly, that is not quite accurate. Antifragile is not something that does not break. It's more than that. It's something that benefits from pressure. If you build an antifragile business then you will not only be protected during adversity but will also be able...

The two things that drive all markets are greed and fear. Unfortunately, both of these can impact your ability to make good investment decisions. The key is to be fearless under all circumstances just like Bahubali (the character) and not greedy like his brother, Bhallal dev. Bahubali showed great courage and valour and similarly, investors should have the courage and patience to stay invested for the long-term and not fear short-term market movements.  In this podcast series, Edelweiss...

Over the years, there are many things about the stock market that have changed. At the same time, the way you save and invest has also gone through a transformation. In this Edelweiss Money Konnect podcast episode, Radhika Gupta, MD & CEO of Edelweiss AMC has an in-depth conversation with Anil Singhvi, Managing Editor, Zee Business about how markets have evolved and the best way forward for investors. Key takeaways: ·  Markets have evolved over the last 3 decades and are now safer, more...

You can watch as many DIY YouTube videos as you want, but do you really think that they can help you achieve the success you desire? Probably not. Success in any field, sports or finance is a mix of discipline and the right guidance. In the movie Chak De, the team was able to win only because they were committed, disciplined, and had a great coach like Kabir Khan to guide them. Similarly, if you really want to achieve your financial goals then you need to be committed, disciplined, and seek...

As human beings, we are wired to desire success. At work, at home, in relationships, in your investing journey, and just about in every aspect of your lives, you have only one goal and that is to achieve success. The best part is that by following a few simple rules and principles, you can easily achieve the success that you desire.  Summary: ‘Principles: Life and Work’ one of the most talked about books of our times, author Ray Dalio lays out a set of comprehensive principles designed to...

You must have definitely heard of the adage ‘Rome wasn’t built in a day’. Similarly, do you know that great sportspeople or even robust portfolios are not just created overnight. When we think of the Flying Sikh, Milkha Singh, we only think about his many medals. But, if you dig deeper and look beyond his medals, you will see years of hard work, commitment, and perseverance. Similarly, if you want to build a robust long-term portfolio and achieve your financial goals, then you must be...

Many people are highly affected by the You Only Live Once (YOLO) phenomenon. They believe that just because zindagi na milegi dobara, they should spend their money enjoying their today rather than saving for their tomorrow. Also, not many people understand the impact of lagaan on their incomes and know that there are ways by which they can reduce this impact. In this first episode of our new podcast series ‘Cinematics of Investing’, Edelweiss Mutual Fund, in collaboration with Saurabh Jain,...

Just like there is no such thing as a free lunch there is also no such thing as a risk-free investment. Every investment has some level of risk. However, as an investor, you must not be scared of risk. Instead, you should learn to manage it.  In this book summary podcast, we will learn how to manage or reduce downside risk through Seth Klarman’s book, ‘Margin of Safety’. The book discusses the importance of value investing and lays out guidelines on how to become a great value investor by...

The Indian startup ecosystem has now come in the spotlight as an increasing number of startups achieve the unicorn status while creating products and services that add immense value to the ecosystem. In this Edelweiss Money Konnect podcast episode, Radhika Gupta, MD & CEO of Edelweiss AMC has an in-depth conversation with Sridhar Vembu, CEO – Zoho Corp about the startup ecosystem, the Zoho story, and the code for surviving in this ecosystem. Key takeaways: - For the Indian growth story...

When we think about making investments the first thing that comes to our mind is how much earnings or returns the investment will generate. Sometimes we think of returns in terms of how many times the investment has increased and sometimes we think of it in percentage return terms. Knowing and understanding these basic principles through a nice relatable story can make them easy to understand and use. In this Money Konnect  podcast series, Edelweiss Mutual Fund, in collaboration with Vinayak...

Shri Einstein and his belief that compounding is the eighth wonder of the world are very well-known. But, what does compounding really mean for you as an investor and how can you benefit from the power of compounding? In this podcast series, Edelweiss Mutual Fund, in collaboration with Vinayak Sapre, brings to you Nivesh Sanskar that can be learnt from the stories that you have grown up hearing.   Key takeaways: ·   Compounding can potentially help you grow your wealth exponentially. Yet,...