Episodes
In this final episode of Money Manager - The Youth Edition, the students talk about the National Financial Literacy Programme and how it can help everyone kickstart their financial planning journey and plan ahead for one’s life goals. They speak to Mr. Jeremy Huang, Director of Financial Planning Programme Department, Ministry of Manpower. - Introduction to the programme - How is the content determined - Resource recommendation for youths who seek information on financial...
Published 05/30/22
Published 05/30/22
You’re never too young to start planning for your retirement as the students find out in this episode of Money Manager - The Youth Edition.   They speak to Ms. Lim Chien Wen, Financial Advisor, Great Eastern. - What is the official retirement age in Singapore - Singapore’s employment policy of post retirement workers - What are the priorities (e.g. medical, monthly allowance, etc) - When and how to save for retirement  Money Manager is jointly produced by Temasek Polytechnic and MONEY...
Published 05/23/22
In this episode of Money Manager - The Youth Edition, the students touch on the next phase of one’s life - starting a family and the new expenses that come along with it.  They speak to Ms. Lim Chien Wen, Financial Advisor, Great Eastern. - What to take note of (e.g. income situation of the household, staying with parents/in-laws, joint vs personal bank account etc) - What are the expenses involved (e.g. groceries, loan repayment, children’s insurance, etc) - Be aware of grants for...
Published 05/23/22
Buying your first home is a significant financial milestone in one's life. The students discuss what to keep in mind as you purchase your first home.  The students speak to Mr. Nicholas Mak, Head of Research and Consultancy, ERA Realty - How much to budget to buy a house in Singapore?  - What is the process like e.g. downpayment, secure loan, etc - What to take note of before buying a house (interest rate, grants, amenities, etc) Money Manager is jointly produced by Temasek Polytechnic...
Published 05/17/22
In this episode of Money Manager - The Youth Edition, the students discuss what you need to know about buying your first car.  They speak to Mr. Clifford, Managing Director, Accendore Autolution. - How much to budget to buy a car in Singapore?  - What is the process like e.g. downpayment, secure loan etc - What to take note of before buying a car (interest rate, accessibility of public transport, etc)    Money Manager is jointly produced by Temasek Polytechnic and MONEY FM 89.3. Made...
Published 05/17/22
In this episode of Money Manager - The Youth Edition, the students explore the world of entrepreneurship and what it takes to start and run a business.  They speak to Mr. Dennis Toh, Founder, The Influencer Network Communications & Ms. Rachel Wong, Co-Founder, Groundworks - What are the expenses incurred to start a business (tax, rent, etc)  - How to be cost-efficient (know the regulations e.g. home business, SME grants, etc) - Set a reasonable break-even deadline  Money Manager is...
Published 05/08/22
In this episode of Money Manager - The Youth Edition, the students discuss money scams and what you could do to protect your investments.  They speak to Mr. Christopher Tan, Founder & CEO, Providend Ltd. - What are the common scams relating to investment plans. - What are the tell-tale signs. - How to prevent from being scammed. - Case study and a reminder that some scams are beyond Singapore jurisdiction where one is unable to recover the “investment”. Money Manager is jointly...
Published 05/08/22
In this episode of Money Manager - The Youth Edition, the students explore other insurance plans that youths should learn about to prepare for life’s uncertainties.  They speak to Mr. Vince Koh, Relationship Manager at Phillip Capital. - What kind of insurance plans are there - What are the priorities for youths - What to take note of when buying insurance plans  Money Manager is jointly produced by Temasek Polytechnic and MONEY FM 89.3. Made for youths by youths, this financial...
Published 05/04/22
In this episode of Money Manager - The Youth Edition, the students explore various insurance plans in the Central Provident Fund (CPF).  They speak to Mr. Vince Koh, Relationship Manager at Phillip Capital. - What is insurance - What are the insurance plans in CPF - Are they sufficient   Money Manager is jointly produced by Temasek Polytechnic and MONEY FM 89.3. Made for youths by youths, this financial literacy series covers a wide array of topics such as budgeting, inflation,...
Published 05/04/22
The students of Temasek Polytechnic tackle investment basics.  They speak to Mr. Vince Koh, Relationship Manager at Phillip Capital. - What to take note of when investing e.g. diversify portfolio etc - Can I not invest and rely on savings for future needs   Money Manager is jointly produced by Temasek Polytechnic and MONEY FM 89.3. Made for youths by youths, this financial literacy series covers a wide array of topics such as budgeting, inflation, insurance, and investing for all stages...
Published 04/25/22
The students move into the dos and don’ts of investments in this two-part podcast. They speak to Mr. Vince Koh, Relationship Manager at Phillip Capital. - Why invest - When to start investing - How to invest with a small budget e.g. SG bonds Money Manager is jointly produced by Temasek Polytechnic and MONEY FM 89.3. Made for youths by youths, this financial literacy series covers a wide array of topics such as budgeting, inflation, insurance, and investing for all stages of your...
Published 04/25/22
The students tackle the purpose of having an emergency fund and why you should start now. They speak to Ms. Joanna Tan, Tutor, Diploma in Accountancy & Finance @ Temasek Polytechnic. - What is an emergency fund. - Purpose of an emergency fund. - When to start planning for an emergency fund. - How to plan for an emergency fund. Money Manager is jointly produced by Temasek Polytechnic and MONEY FM 89.3. Made for youths by youths, this financial literacy series covers a wide array of...
Published 04/18/22
The students provide an overview of the benefits of Singapore’s Central Provident Fund (CPF). They speak with Mr. Christopher Tan, Founder & CEO Providend Ltd. - Introduction to the different accounts. - How to benefit from CPF savings. Money Manager is jointly produced by Temasek Polytechnic and MONEY FM 89.3. Made for youths by youths, this financial literacy series covers a wide array of topics such as budgeting, inflation, insurance, and investing for all stages of your...
Published 04/18/22
What you need to know about inflation and compound interest.  The students find out with Ms. Joanna Tan, Tutor, Diploma in Accountancy & Finance @ Temasek Polytechnic. - What is inflation - How to cope with inflation - What is compound interest - How to start earning compound interest Money Manager is jointly produced by Temasek Polytechnic and MONEY FM 89.3. Made for youths by youths, this financial literacy series covers a wide array of topics such as budgeting, inflation,...
Published 04/11/22
The discussion continues on how we can manage our lifestyles.  The students find out with Ms. Joanna Tan, Tutor, Diploma in Accountancy & Finance @ Temasek Polytechnic. - How to shop/spend wisely (2nd hand, item exchange, promotion deals, comparison, etc) - Is some indulgence possible? - Acknowledge different financial statuses among peers. Money Manager is jointly produced by Temasek Polytechnic and MONEY FM 89.3. Made for youths by youths, this financial literacy series covers a...
Published 04/11/22
We all have that picture perfect lifestyle in our minds. But how do we manage our expectations as we set out in life?  The students discuss this with Mr. Dennis Toh, Founder, The Influencer Network Communications Pte Ltd. - Needs vs wants - Set achievable goals  (e.g. clear study loans) - Proper recording, book-keeping to track savings/expenditure Money Manager is jointly produced by Temasek Polytechnic and MONEY FM 89.3. Made for youths by youths, this financial literacy series covers...
Published 04/04/22
In this episode of Money Manager, the students provide a quick overview of e-wallets.  Featuring Mr Jackson Ng of Digital Business Transformation Centre @ Temasek Polytechnic - Features of e-wallet - What are the blind spots - What to take note of when using e-wallets   Money Manager is jointly produced by Temasek Polytechnic and MONEY FM 89.3. Made for youths by youths, this financial literacy series covers a wide array of topics such as budgeting, inflation, insurance, and investing...
Published 04/04/22
The students of Temasek Polytechnic tackle the use of credit versus debit cards. Featuring Mr. Joseph Tan, Lecturer, Diploma in Accountancy and Finance @ Temasek Polytechnic -Features of each type of card  -How to manage them -What to take note of when using cards  Money Manager is jointly produced by Temasek Polytechnic and MONEY FM 89.3. Made for youths by youths, this financial literacy series covers a wide array of topics such as budgeting, inflation, insurance, and investing for all...
Published 03/28/22
In this inaugural episode of Money Manager, the students of Temasek Polytechnic discuss the dos and don'ts of budgeting. Featuring Ms. Carmen Lee, Lecturer, Common Business Programme @  Temasek Polytechnic.  - Save before you spend - Don’t spend more than you earn - 20/30/50 budgeting method Money Manager is jointly produced by Temasek Polytechnic and MONEY FM 89.3. Made for youths by youths, this financial literacy series covers a wide array of topics such as budgeting, inflation,...
Published 03/28/22