What’s your plan for holiday shopping this year? To kick off this episode, Sean and Liz talk about NerdWallet’s latest holiday shopping report, which explores how shoppers are navigating — and paying for — this unusual holiday season. They also discuss how they’re approaching shopping this year.  Then they answer a listener’s question about retirement account options for self-employed workers. While these workers have a number of options to explore, the choice that is best for them may depend on how many employees they have.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Timestamps: This Week in Your Money segment: 0:00-12:01 Money Question segment: 12:02-23:11