Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2910: Turning 40 can trigger concerns about retirement savings, especially if you’ve barely started. William Cowie explores strategies for catching up, emphasizing the tough math behind investing more or accepting higher risks to make up for lost time. His practical advice acknowledges the challenges while offering pathways to securing a retirement, even with a late start. Read along with the original article(s) here: https://www.getrichslowly.org/starting-to-save-for-retirement-at-40/ Quotes to ponder: "You missed the luxury train to retirement. It’s not pleasant to hear, but it’s true." "The question is not risk or no risk, it is how much risk." Episode references: City of Detroit Bonds: https://www.muninetguide.com Learn more about your ad choices. Visit megaphone.fm/adchoices