On this episode of The Smart Property Investment Show, host Phil Tarrant sits down with industry veteran James Symond to discuss the evolution of mortgage broking in Australia. After three decades in the industry, James reflects on how mortgage broking has grown from a niche service to accounting for 73 per cent of all loans in the country. James shares insights on the role mortgage brokers play in offering clients a wider range of bespoke options and how relationships with both lenders and customers are at the heart of the industry. He also touches on the evolution of mortgage applications, highlighting how the profession has become more thorough and regulated over the years. During the podcast, James also recounts his own property investment journey and offers practical advice for everyday Australians looking to invest in property, stressing the importance of working with professionals like mortgage brokers. Lastly, James shares his optimism about the future of mortgage broking and shares his advice that government not make any drastic changes to negative gearing: If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email [email protected] for more insights, or hear your voice on the show by recording a question below.