We’re wrapping up our discussion on the common pitfalls that land so many of us in financial trouble. In this episode, we look briefly at irrational behaviour – there’ll be a lot more on this in the rest of the season. Then, we unpack risk aversion, lack of motivation and poor planning. https://nudgingfinancialbehaviour.podbean.com/e/have-a-plan-episode-4-season-1/ To help with the unpacking, our guest for the episode is Dirk Groeneveld, a certified financial planner with Client Care. It’s great to get insights from someone who deals with everyday people every day – he really understands how our personalities and our personal history with money can impact how we make decisions about our finances. You can also read more on my blog: https://www.nudgingfinancialbehaviour.com/failing-to-plan-is-planning-to-fail/ Or watch to the video version of this podcast episode: https://youtu.be/721q25ICeak Special thanks to everyone who has helped put this series together:   Our sponsors: IG Markets South Africa   Producer: Faeron Wheeler of F Creations   Music by: Neil Leachman   Sound recording and mixing: Giovanni Serci of Soundcast Studios   Video and editing: Kyle Wesson  Hair and makeup: Ida Webster  Set styling: Michelle Murray of Interiors Etc. Voice over: Sizo Mphti