Indeed: Get a $75 Sponsored Job Credit at https://indeed.com/ich Hillsdale College: Go to https://hillsdale.edu/ICH for FREE, easy to get started classes! Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Subscribe to  @GeorgeKamel  Here - Thanks To Ramsey Solutions for helping us film this episode! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps : 00:00:00 - Intro 00:03:11 - Is a house a good investment? 00:05:44 - Cash-only investment property? 00:08:41 - Renting vs living in a duplex 00:11:56 - Risk tolerance when investing 00:12:38 - Thoughts on Bitcoin 00:18:38 - House values haven’t increased 00:20:16 - Is more income the solution? 00:24:30 - Smart budgeting choices 00:26:13 - Renting rooms for extra cash 00:28:28 - Age limit to live at home? 00:32:03 - The $5 coffee debate 00:35:13 - Improve your finances today 00:36:29 - Elon Musk, national debt, and government efficiency 00:45:28 - Making $1 million effectively 00:57:11 - Biggest wealth killers 01:02:08 - Balancing tough love with callers 01:04:49 - Callers who actually change 01:06:10 - Renting vs buying 01:07:13 - Election impact on finances 01:08:29 - Government responsibilities 01:10:54 - Should there be a minimum wage? 01:14:27 - Flat tax rate debate 01:20:19 - Least compelling financial takes 01:25:26 - Credit vs debit spending 01:30:15 - Non-financial advice for life improvement *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit megaphone.fm/adchoices