Brennan from @budgetdog and I discussed all things debt in this podcast episode. We first talked about how Brennan paid off $76k of debt in a single year by being 'intentional'. We then moved onto talking about debt payoff strategies. The two main strategies being the snowball method and the avalanche method. We agreed that for the majority of people the snowball method is the way to go due to the positive psychology effects of paying off debt. We then talked about how to have to right mindset to get your debt paid off, with Brennan giving us some specific tips on how you can frame your mindset in the right way to firstly get your debt paid off and then stay debt free. Finally, we briefly touched on if Brennan is now 'anti-debt' and about the way that people use credit cards to get cashback.