The Money Mindset Podcast Ashley Patrick

Welcome back to the Money Mindset Podcast!


Today's episode explores the valuable lessons Ashley learned over seven years as a money coach. We'll discuss personal finance insights, how individual perspectives shape financial decisions, and why there's no one-size-fits-all approach.


Join us as we dive into topics like understanding diverse learning styles and navigating different seasons of life. These insights offer guidance on developing a healthier relationship with money.


Hosting Today:
I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday.


After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business.


Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances.


“Because it is personal. And you know what you do with your money, what your goals are, what is important to you is personal, and it's not gonna be the same for everybody. And that's what's so exciting about really being intentional with your money is that you get to decide based on your values, your life vision, what you want to leave as your legacy, how you wanna teach your kids, what you wanna teach your kids. All those things are personal. And so it's really exciting because you get to dictate what that looks like for you.”
- Ashley Patrick


For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start


And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes


Resources and Links Mentioned:



Grab your FREE Budget Starter Kit at www.budgetsmadeeasy.com/start


Connect with Ashley:



Instagram: www.instagram.com/budgetsmadeeasy

Struggling to make your budget work? In this episode, we delve into the common pitfalls that often sabotage our financial plans. From unrealistic expectations to poor preparation, discover practical strategies to align your budget with your lifestyle, ensuring sustainable financial growth.


Join us as we explore the importance of being realistic, creating effective plans, and establishing healthy habits to set yourself up for financial success.


Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.


I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.


“So, what do you need to do to set yourself up for success when it comes to sticking to your budget? That means your meal planning, okay? But it also could be making sure that you have in your schedule a day, a time, and a place that you are going to check in with your budget. So, check in with your spending, check in with where your money needs to go.”
- Ashley Patrick


For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start


And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes


Resources and Links Mentioned:



Grab your FREE Budget Starter Kit at www.budgetsmadeeasy.com/start


Connect with Ashley:
Instagram: www.instagram.com/budgetsmadeeasy



Find the video on YouTube at https://youtu.be/eQvD7mi0tgw

In this episode of the Money Mindset Podcast, we tackle the timeless question: how much should you have in savings?


From the basics of starting with a small sum to figuring out how to save for future expenses and major life changes, we explore practical strategies to build and maintain a healthy savings fund.


Tune in to learn how to strike the right balance between saving for the future and enjoying the present moment.


Hosting Today:


Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.


I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.


Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.


“Saving money amounts depends on your situation, where you're at in the money success roadmap. But if you're starting, start small, if you've got too much in savings, evaluate how much it is like a realistic number and decide what to do with the rest.”
- Ashley Patrick


If you need help paying off your debt, go to www.budgetsmadeeasy.com/debt for your Paying Off Debt Starter Kit. This will help you really get going on your journey to longer-term investing strategies.


And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes.


Resources and Links Mentioned:



Paying Off Debt Starter Kit: www.budgetsmadeeasy.com/debt


Connect with Ashley:
Instagram: www.instagram.com/budgetsmadeeasy



Find the video on YouTube at https://youtu.be/jcReDLtOc1w

In this podcast episode, we're diving into three simple yet crucial things you should do every month to manage your money better.


We talk about keeping an eye on your spending habits, setting aside focused time for money tasks, and giving yourself credit for every little win along the way.


Tune in for practical tips and advice to help you stay on track with your finances and reach your goals.


Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.


I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.


Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.


“So, I want you to check in with your spending. Make sure your money is going where you want it to go. It's hard to reach those financial goals if it's not right, like you need it to go to your goals. So, if it's going to fast food, if it's going to Amazon, and if you're not actually looking at the numbers, you're not going to estimate it in a realistic manner if you're just doing it in your head. So, you need to actually check in with your spending, track your spending, see where your money is going so that you can correct it and send it to where you actually want it to go.”
- Ashley Patrick


Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals?


If that’s a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc


And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes.


Resources and Links Mentioned:



Money Success Club Flash Sale: www.budgetsmadeeasy.com/msc


Connect with Ashley:



Instagram: www.instagram.com/budgetsmadeeasy
Find the video on YouTube at https://youtube.com/live/woLxS0f2r7c

Join us for another episode of the Budget Bestie Meetup on the Money Mindset Podcast as we dive into the crucial topic of overspending and its impact on financial well-being.


In this episode, we dissect the concept of lifestyle creep, where rising income often leads to increased expenditure. Discover practical strategies to combat overspending, including deleting shopping apps and reframing your mindset around money.


Gain valuable insights into identifying triggers for impulsive spending and learn how to cultivate mindful spending habits at any income level.


Don't miss out on this insightful discussion that can empower you to take control of your financial future.


Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.


I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.


Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.


“If you are feeling a certain type of way around certain people, following certain accounts, or even getting certain emails, and you feel like it's causing you to spend money that you don't necessarily want to spend, then it's important to unsubscribe for emails, unfollow people on social media and identify what exactly is triggering you. Because once you identify that, it will make it easier for you to change how you respond to the trigger, right? It may still trigger you, but it makes it better once you identify and recognize why it's triggering you. You can change the way you respond to it to react in a healthier way.”
- Ashley Patrick


Do you wish you had a supportive group of women like you to connect with about money? Come join me for a Budget Bestie Meetup on The Money Mindset Podcast, and let's learn and grow as a community! You can sign up at www.budgetsmadeeasy.com/meetup.


And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes


Book Recommendation:



Atomic Habits by James Clear


Resources and Links Mentioned:



Book your Budget Bestie Meetup episode here-> www.budgetsmadeeasy.com/meetup


Connect with Ashley:



Instagram: www.instagram.com/budgetsmadeeasy
Find the video on YouTube at https://youtu.be/JN8UBvOnsH8

Step into the final installment of the Money Coach Series on the Money Mindset podcast, where we unravel the essential steps to maximize your sessions with a money coach.


Explore practical tips on preparing for meetings, optimizing your coach's guidance, and maintaining momentum between sessions. Learn how to advocate for personalized strategies tailored to your financial journey and discover the key elements of effective coaching relationships.


Tune in to equip yourself with the insights needed to make the most of your financial coaching experience.


Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.


I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.


Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.


“It's important that the strategy lines up with your life and making sure it's realistic for you to do because otherwise you're setting yourself up for failure. So you want a coach that's gonna help you set yourself up for success and that means tailoring a plan for you.”
- Ashley Patrick


Ready to take control of your finances with personalized support? Introducing the Confident Money Mastermind – JUST FOR YOU!


This exclusive program is designed for individuals who want to make lasting financial changes with the guidance of 1:1 coaching and a supportive community, helping them save, pay off debt, and achieve their financial goals.


Our small group format guarantees tailored support and accountability. With only 10 spots available, apply now at www.budgetsmadeeasy.com/mastermind to secure your spot and begin your journey to financial confidence!


Resources and Links Mentioned:



Join us inside the Confident Money Mastermind at www.budgetsmadeeasy.com/mastermind
Grab your Budget Starter Kit here: www.budgetsmadeeasy.com/start


Connect with Ashley:



Instagram: www.instagram.com/budgetsmadeeasy