Scott answers a question about Volvo’s subscription service and offers a prediction for where the auto industry is headed. He then explains how ‘buy now, pay later' services deceive customers into debt, and gives advice for how to approach leaving your company. Scott also discusses the factors to consider when investing in pre-seed companies, and how to make smart money decisions with your partner. Music: https://www.davidcuttermusic.com / @dcuttermusic Learn more about your ad choices. Visit podcastchoices.com/adchoices