It’s been a while since we’ve said this (which makes it even more exciting!!)… Ben reckons he’s found his new FAVOURITE QUESTION!!!!   That’s because this question is something EVERYONE can relate to: Do I need to choose between building wealth or living the lifestyle you want?!   Folks, this is the type of thing that we deal with on an everyday basis! We’re using our years of battle-hardened experience and razor-sharp knowledge to outline what this question essentially boils down to, revealing how thousands of our clients have overcome this dilemma, and recommending just one thing that can clear all the rocks and rubble on anyone’s investing pathway, making the journey more akin to a walk in the park.   Plus we’re covering loads more territory including… * How does our $2k weekly passive income goal tie in with Super?!   * And we’re talking Equity – should it be used to refinance or kept for the rainy days?! Is there a catch all solution to this?! And given today’s rising interest rate market, is now a good time to be making this move? * We also reveal some of our biggest Do’s and Don’ts when renovating and share our top resources to help you get the best bang for your buck.   So if you’re ready for lots of evergreen wisdom, tune in now folks! 🛠️️👷     Questions we Answer Bernie Blyth on How to hold properties with higher cashflow drain  Hello Bryce & Ben.  This is Benny from Bayside in Melbourne. Firstly, a quick thanks for the value-added content you bring. My question today is about how to adjust one’s portfolio in response to maintaining a healthy cashflow. My wife and I live in Metro in Melbourne and have 3 kids between 10 and 16. We’re happy in our own home and have 2 investment properties. Now first, the 2-bedroom unit, we bought in 2006 has double in value and is now positively geared to a degree.  In 2014 we bought a tiny but old 1950s brick house in one of Melbourne’s baysides suburbs, which is a land bank. On the positive side, it’s experienced capital growth in the interim and is situated on a block of land that has redevelopment potential such as a subdivision.   On the challenging side though, it’s still negatively geared and being an older property, it doesn’t rent for anywhere near as much as the recently developed properties around it and even though we both work, we have the cost of 2 kids in private schools simultaneously for the next six years combined with the prospect of rising interest rates, we are considering our next moves in terms of balancing property growth, cash flow and lifestyle.  In general, what options would you recommend for consideration?   Jake on – Pulling out equity and purchasing another  Good day Guys, Jake here.  Chasing an answer for this question that’s been sitting on my mind for a little bit. So my partner and I have recently refinanced a house in the Southeast Suburbs and fortunately we’ve found that there’s a bit of equity in there which is good.    Now, what are your thoughts on pulling out essentially every bit of equity in the property to then purchase another one given that interest rates are going up and then might be a little bit of a plateau or even a slight decline in the property market. I’d love to hear your answer.  It’s probably pretty straight forward but yeah, I though it would be a good one to myself and probably a lot of other people who’v...