In the past 2 years, inflation has been making headlines all over the world! To add to the higher grocery and utility bills, payments processing companies added on higher fees in 2022. Now, as an average consumer, you may not notice these increases so much! But small businesses, the backbone of the economy, is once-again feeling the squeeze.  For a business, it's almost impossible to succeed in today's world without accepting Credit cards. Merchants hand over $138bn in fees each year; according to the National Retail Federation, it is their second-biggest cost after wages. So how is this impacting you as a consumer? Today on Things Have Changed, we dive into why your Credit Card is getting more expensive to use, and how those Swipe Fees are crippling small business owners. Helpful Links: Average Credit Card Processing FeesRetailers call out VISA and Mastercard for fee hikes that could make inflation worseCredit Card Marketshare in the USUnderstanding Credit Card Swipe FeesHow VISA became the TOP DOG in FinanceSupport the show