In this episode of 1 to 100, Usman Hanif sits down with Vignan Velivela, Co-founder and CEO at AtoB, a fintech company that provides solutions for the trucking industry. AtoB is focused on building a modern infrastructure for the trucking industry, with a mission to reduce energy usage, improve financial stability for small businesses, and create a more level playing field. Usman and Vignan also discuss the origin of AtoB, the challenges faced, and the exciting future ahead for this hypergrowth startup.  🔥 Apply to join over 400 Founders and Execs in the Turpentine Network: https://www.turpentinenetwork.co -- RECOMMENDED PODCAST: 🎙️ This Won't Last  Eavesdrop on Keith Rabois, Kevin Ryan, Logan Bartlett, and Zach Weinberg's monthly backchannel. They unpack their hottest takes on the future of tech, business, venture, investing, and politics. Apple Podcasts: https://podcasts.apple.com/us/podcast/id1765665937 Spotify: https://open.spotify.com/show/2HwSNeVLL1MXy0RjFPyOSz YouTube: https://www.youtube.com/@ThisWontLastpodcast -- SPONSOR: WORKOS 🛠️ Building a B2B SaaS app? WorkOS has got you covered with easy-to-integrate APIs for SAML, SCIM, and more. Join top startups like Perplexity, Vercel, Jasper & Webflow in powering your app with WorkOS. Enjoy a free tier for up to 1M users! Start now at https://bit.ly/WorkOS-Turpentine-Network -- LINKS: AtoB: https://www.atob.com/ AtoB Careers:  https://jobs.lever.co/atob/b8ede289-e5b9-43ad-8aa5-420260832e6c https://jobs.lever.co/atob/b36a0682-a441-45ae-89cc-caf57d5ce241 EMAIL: [email protected] -- X : @vignanv8 (Vignan) @usygoosy (Usman) @why2join (Why You Should Join) @turpentinemedia (Turpentine) -- TIMESTAMPS: (00:00) Intro (01:26) Overview of AtoB (02:30) AtoB's origin story (07:26) Product Offerings (08:39) Unique fleet card system (13:33) Building on open loop networks (16:54) Sponsor: WorkOs (18:01) Challenges and innovations (21:30) Difficulties on using Visa and Mastercard (26:21) Solving the fraud detection problem (32:41) Importance of real-time payments (36:26) Building a modern payment infrastructure (39:19) Founders' background and vision (46:30) Engaging with truck drivers and early customers (49:19) Attracting investors and scaling the business (53:17) Future plans and team expansion (57:15) Wrap