In the world of finances, there's one thing that affects everyone, and that's your credit score. Those scores can be anywhere from 300 to 850, although anything above 700 is considered good by the three credit reporting bureaus. In America, the average credit score is around 710. John and Bob discuss credit scores, how they work, and how you can improve (or hurt) your score. 2 Dudes Talk Money and Music is a weekly podcast series inspired and hosted by John Adams of Money Concepts, along...

Silicon Valley Bank. We've all seen it on the news, or at the very least, read about it. On this episode, John and Bob dive down into that rabbit hole to discuss what took place, and how things wound up like they did for SVB. And since they're talking about SVB (Silicon Valley Bank), they also discuss bands with initials or acronyms, and their true meanings. 2 Dudes Talk Money and Music is a weekly podcast series inspired and hosted by John Adams of Money Concepts, along with Bob Bender...

Dr. William Lloyd joins John and Bob once again, this time discussing acheiving living a longer life, and how to go about doing so, and at the same time, keeping your health costs under control so to have a quality of life in the process. 2 Dudes Talk Money and Music is a weekly podcast series inspired and hosted by John Adams of Money Concepts, along with Bob Bender from The Business Side of Music podcast (www,businesssideofmusic.com), as they talk about all things regarding financial...

We survived Rock N Pod Fest to come back with another episode of 2 Dudes Talk Money and Music (although Covid made an entrance a few days later). On this episode, we share some quotes that we feel have made an impact on the economy, finances, and even society, especially during this time when we all feel a little bit exhausted. We also share some quotes from a few music legends along the way. 2 Dudes Talk Money and Music is a weekly podcast series inspired and hosted by John Adams of Money...

We hear the expression a lot. The "Bubble" burst. Whether its real estate, the stock market, or the economy in general, the term "Bubble" has a specific meaning. John and Bob talk about this, and what to look for. We also fit in the conversation Don Ho's "Tiny Bubbles", and find a way to even mention Tiny Tim in the conversation. 2 Dudes Talk Money and Music is a weekly podcast series inspired and hosted by John Adams of Money Concepts, along with Bob Bender from The Business Side of Music...

In this episode, we take a step back and discuss Crypto Currency. Sort of a Prequel to episode #20 titled "Wrapping Your Head Around Blockchain and BitCoin". We also touch base briefly on the ongoing FTX mess, and how that's affecting the Crypto Currency world. Last but not least, we discuss our mutual favorite topic of conversation... music. In this particular episode, we chat about the prequels, along with the remakes or covers of songs, including such hits as "Spooky", songs covered by...

Social Security. We all pay into it if we're gainfully employed. But is it the ultimate retirement plan for us? How can we supplement it? Is it going to be around in another 20 years? These are the questions we ask on this episode. 2 Dudes Talk Money and Music is a weekly podcast series inspired and hosted by John Adams of Money Concepts, along with Bob Bender from The Business Side of Music podcast (www,businesssideofmusic.com), as they talk about all things regarding financial planning,...

The Federal Reserve. We read or hear about it on almost a daily basis in the news. But what exactly is the Federal Reserve? Is it a private entity or a Government Agency? How many banks across the nation are involved with the operation of the reserve? Any why do we need it? We also talk about some really cool subjects regarding music... because that's always the fun part of the conversation! 2 Dudes Talk Money and Music is a weekly podcast series inspired and hosted by John Adams of Money...

In the financial world, there’s a saying called “Flight To Safety”. Also known as “Flight To Quality”, its when investors shift their assets away from riskier investments, such as stocks, into more conservative securities like bonds. John and Bob talk about this, discussing what are considered safe investments, and when is a good time to make such a move. 2 Dudes Talk Money and Music is a weekly podcast series inspired and hosted by John Adams of Money Concepts, along with Bob Bender from...

A current topic of conversation these days seems to be the price of eggs. It's a hot button for a lot of folks, and we don't see the price dropping anytime in the foreseable future. The bigger question is, does it make sense to have all of your eggs in one basket? Should you spread them around for safekeeping?  John and Bob have a conversation as to what it means to keep all of your finances in one basket so to speak, along with diversifing one's financial portfolio. We also found the time...

John Adams and Bob Bender continue their conversation regarding that all things that happen, shall potentially pass again, along with several other topics of what the forecast of 2023 will bring. They also share some more of their favorite musical tidbits. We even explain where the saying "Peat & Repeat" came from (you'll be surprised). 2 Dudes Talk Money and Music is a weekly podcast series inspired and hosted by John Adams of Money Concepts, along with Bob Bender from The Business...

2022 was an interesting year for investors. What does 2023 bring to the table? Will the stock market stabilize? Will it be a Bear Market? A Bull Market? What about Bitcoin? Will it finally be regulated? John Adams and Bob Bender discuss this, along with several other topics of what they think 2023 will bring. They also share some more of their favorite musical tidbits. 2 Dudes Talk Money and Music is a weekly podcast series inspired and hosted by John Adams of Money Concepts, along with Bob...

Cancer. It's a word we all dread hearing, especially when it affects us or a loved one. Sometimes known as "The Big C", the research and treatment have improved so extensively over the past few decades, that the survival rate has improved significantly. But its financial impact on one's pocketbook (even with insurance) can be devastating in its own right. Dr. William Lloyd, who is a frequent guest on the show, shares his insight, and some words of advice on how to navigate these trecherous...

What exactly is the role of the Business Manager, especially when it comes to representing clients in the entertainment field? How is this different than say an Artist Manager, or an Accountant? John and Bob have a conversation with industry expert Chuck Thompson, who has been in the business for nearly 40 years. Chuck shares his insight in to what a day looks like for an artist "Business Manager", and how it differs from other roles in the industry. 2 Dudes Talk Money and Music is a weekly...

2022. It was a crazy year. From Sam Bankman Fried, the escalating war in The Ukraine, layoffs we're now seeing in the financial sector, to the volatile stock market, it was a year unlike so many others. On this year in review episode, John Adams and Bob Bender cover the highlights of some of the first 30 episodes of "2 Dudes Talk Money and Music", along with picking some of their favorite music of this year. For more information, or if you want to contact John Adams, clink on the link here: ...

Regulations. We all have to follow them, or at least should. The world of financial planning is no different. There's a plethera of Government agencies, which oversee, provide direction, and ensure that everyone plays by the same rules out there. Such entities as the Securities Exchange Commission, the Federal Deposit Insurance Corporation, and so many others are in place to make sure that the investor and consumer are protected. On this episode, John and Bob talk about these entities, and...

We've all read about it in the news, and seen the stories on TV. Now get John and Bob's take on Sam Bankman-Fried and what happened to FTX. 2 Dudes Talk Money and Music is a weekly podcast series inspired and hosted by John Adams of Money Concepts, along with Bob Bender from The Business Side of Music podcast (www,businesssideofmusic.com), as they talk about all things regarding financial planning, along with some music tidbits. For more information, or if you want to contact John Adams,...

Many of us have seen movies such as “Wall Street”, “Margin Call”, “The Big Short”, and “The Wolf of Wall Street”. All dramatizations supposedly of what goes on in the Stock Market. But what actually takes place? What is all the alphabet soup we keep hearing about like, NASDAQ, SEC, and such. John Adams helps break this all down for us, simplifying how Wall Street works, and what we need to be on the lookout for when investing there. 2 Dudes Talk Money and Music is a weekly podcast series...

On this episode, John and Bob discuss “A Day In The Life”.... of Elon Musk and his acquisition of Twitter and how that is going to impact social media (does anyone actually know?), the latest increase of interest rate hikes by the Federal Reserve to try and keep inflation in check (and what is that actual inflation number that gets passed around?), what transpired from the midterm elections (without talking too much politics) and the impact it has on the markets, and why the Beatles song “A...

In this episode, John Adams and Bob Bender talk with Dr. William Lloyd regarding the elephant in the room, and that’s what so many families have to deal with over time… Dementia. Dr. Lloyd takes us on a journey of how it happens, what the signs are to look for, and how to prepare not only your loved one, but the family in general when it comes to health care, along with the finances.  2 Dudes Talk Money and Music is a weekly podcast series inspired and hosted by John Adams of Money Concepts,...

Sometimes, investing can seem like gambling. What if I don't make the right moves? What if I don't understand what I'm getting into? What can I do to protect my investment portfolio? On this episode, John and Bob discuss "hedging your bets" when it comes to investing, including what it takes to make the right moves, and learning to become a savvy investor. 2 Dudes Talk Money and Music is a weekly podcast series inspired and hosted by John Adams of Money Concepts, along with Bob Bender from...

On this episode, John and Bob go over some of the topics of discussion from a few of the previous episodes because..... well because things are always changing, and its always good to go back and refresh the conversation! And of course, we talk about music too! 2 Dudes Talk Money and Music is a weekly podcast series inspired and hosted by John Adams of Money Concepts, along with Bob Bender from The Business Side of Music podcast (www,businesssideofmusic.com), as they talk about all things...

On this episode, John and Bob discuss relationships. Whether it’s with a loved one, a friend, a business associate, or with your financial planner, a good relationship is always important. Especially when it comes to money, and your financial future.   2 Dudes Talk Money and Music is a weekly podcast series inspired and hosted by John Adams of Money Concepts, along with Bob Bender from The Business Side of Music podcast (www,businesssideofmusic.com), as they talk about all things regarding...

cer*tain*ty.   -   noun Firm conviction taht something is the case un*cer*tain*ty.  -   noun The State of being uncertain On this episode, John Adams and Bob Bender discuss the current economic market, and what is absolutely certain about it.... That is that there is no certainty to it at the moment. Investing always has risk, and no one can guarantee the future. Therefore, the certainty of uncertainty. 2 Dudes Talk Money and Music is a weekly podcast series inspired and hosted by John...

When is it too soon to start planning for retirement? When is it too late? How much should I need, and will Social Security be enough? An experienced clinician and award winning medical educator, Dr. Lloyd adds a powerful new dimension toWealth+HealthSM, Transamerica's innovative thought leadership initiative. He shares his insights to audiences nationwide through presentations that are impactful, authentic, and unapologetically humorous. Following retirement from the US Army Medical Corps,...