Our guest for today’s podcast is Sarah Hammer, Managing Director of the Center for Innovation in Finance and Senior Fellow of the Alternative Investments Program at the Wharton School of the University of Pennsylvania and who most recently served as Acting Secretary of the Dept of Banking for Commonwealth of PA and has now returned to her love for private capital investing and financial technology.  She is also Adjunct Professor of Law at the University of Pennsylvania Law School, teaching a course on financial regulation and alternative investments.  No stranger to public service, she also previously worked at the US Dept of Treasury as Acting Deputy Assistant Secretary for Financial Institutions and Director of the Office of Financial Institutions Policy. She is a lifetime learner who instills the same passion in her students and with the Cypher Accelerator Program at Wharton supporting new startups in the fin tech space including blockchain and crypto.   Sarah has held various leadership positions throughout financial services in portfolio management, trading, marketing, research, and analytics at various firms like Vanguard, PIMCO, JP Morgan, BlackRock, and Tudor Investments. But it’s her love of learning and connecting folks that has led Sarah from finance to law to academia to public policy and back to financial technology and always with the [mindset] of being a public servant and serving the greater good. Without further delay, here is my conversation with Sarah Hammer.