In this 62nd episode of About the House with Troy Galloway, Troy talks to Real Estate Broker Ramona Galloway of J&H Properties about this wild seller's market and what you can do to beat out all the other buyers offering $20,000 over asking! Contact Ramona by calling 314-602-4835 Submit your questions at the Galloway Building Services Facebook page https://www.facebook.com/GallowayBuildingServices About the House brought to you by http://gallowaybuildingservices.com/ and https://www.jhpropertiesrealestate.com/ 2:45 Contact Ramona of J&H Properties at 314-602-4835 5:20 How COVID has affected home buying 6:10 A large number of people are moving away from cities 6:45 It is hard to get materials to build new homes 8:30 The interest rates are still low 9:15 Buying your points down and how to make your mortgage payment lower 10:08 How to find a mortgage lender 11:20 USDA loans 12:15 Private Mortgage Insurance (PMI) 13:00 Loan qualifications and credit dings 16:30 Can a new president affect the housing market 17:45 Are there grants available 20:00 Overpaying for a home now will make it harder to sell later 20:30 Why do home appraisals matter 28:15 How do school districts affect home prices 30:10 How do the local police and fire departments affect home prices 32:40 How do the local businesses affect home prices 34:30 How does hazardous waste affect home prices 34:50 What are the most important updates to make 36:00 How does staging affect the selling price 39:20 What should you do after having a home inspected 40:10 What happens during a final walkthrough 42:45 Can I move in if the home loan isn’t funded yet? 47:40 Doing walkthroughs on video for out of town buyers