Proverbs 22: 7 "The rich rule over the poor, and the borrower is a slave to the lender." Step 1: Stop using your credit cards/ stop the bleeding first Step 2: Start an Emergency Fund Step 3: Focus on paying off all your debts Step 4: Complete your Emergency Fund (3-6 months) Step 5: Save (15%) for Retirement Step 6: Pay Off Your House Step 7: Build Wealth and Give/ Donate --- Send in a voice message: https://anchor.fm/elder-abraham-manase/message