In this episode: Secure Act 2.0 has passed enhancing many retirement savings opportunities such as:  New employees must be automatically enrolled in company savings plans, unless they opt out. There are new Catch-Up Contribution rules. The Required Minimum Distribution (RMD) has increased. Part-time employees are eligible to enroll in company saving plans sooner. Employers may provide retirement saving contributions to match what an employee is paying in student loan debt. Unused 529 Plan funds may be rolled into a Roth IRA. The rules for electronic vehicle credits. The solar panel credit was extended. Bonus Depreciation drops to 80% in 2023. New mileage rates for 2023.  We are joined by Trey Wallace, of Pratt Insurance in Smyrna, DE.  We hear how Pratt has lasted to be 143 years old, common insurance issues that small businesses overlook, and how global disasters impact our community.