In 2021, we offered an episode diving into the various options that are available for long-term care insurance. Shortly after we aired that program, the Federal Long Term Care Insurance Program (FLTCIS or LTCFEDS) stopped accepting new applications and enrollments and changes to existing enrollments, and the stoppage is expected to last through at least December 2024. At the same time, the program is going through a contract renewal which is resulting in premium increases for many enrollees.  This week, we welcome back Federal retiree and benefits expert Tammy Flanagan of Retire Federal. She breaks down the basics of LTC insurance, how the Federal program works, what these rate increases may mean, and the options LTCFEDS enrollees have as these changes occur. Don't miss this informative episode on a widely used Federal program.  Links:  Retire Federal - https://www.retirefederal.com/ Tammy's previous episode on Federal Retirement Planning - https://afspatalks.buzzsprout.com/1756283/11388923-afspa-talks-federal-retirement-planning AFSPA Talks Long Term Care Insurance episode - https://afspatalks.buzzsprout.com/1756283/9592735-afspa-talks-long-term-care Tammy's podcast "Plan Your Federal Retirement" - https://plan-your-federal-retirement.com/podcasts/