Finance journalist Donna Freedman’s talk helps super-financially-stressed people (including students) get control of their cash and credit-card debt. Many people feel they can't save because they're barely making ends meet as it is. However, according to Donna Freedman, at least one of her 35 "stealth savings" tactics can work for just about everybody. Donna Freedman is author of Playbook for Tough Times: Living Large On Small Change, For The Short Term or The Long Haul.