Personal responsibility
☆
☆
☆
☆
☆
“Ray, do you take responsibility for your own actions? I agree that there needs to be serious reform when it comes to the predatory practices of dealerships and the financial services companies which originate leases and loans. These companies pray on those who can least afford to be taken advantage of and are most at risk of default. Dealerships and the F&I companies are cancerous to our society. They offer no benefit to the consumer and deceive the less educated. Fortunately you all are a great source of information and provide real world tactics. With that said, we all need to take personal responsibility for our actions. If you cannot afford the new iPhone, or the larger apartment, or the fancier car, then don’t take on the debt. We blame all these “evil” companies for the unmanageable debt level the average American has assumed today. However, no one put a gun to my head and forced me to assume more debt than I can safely manage in my current financial situation. This is like the housing crisis of 2008. Everyone blamed the banks, the realtors, the appraisers, etc. And yet it was the borrowers who agreed to such a outlandish mortgages. Many were thrilled thinking they were getting the deal of a lifetime. This country as a whole needs to get back to the ethos of being personally responsible. And I must say that you we’re part of the problem for many, many years. You are a person who spent his career in an industry taking advantage of those less fortunate and those less educated. And yet, now you are blaming everyone except those who sign their name on the dotted line of the lease or loan. Your son could no longer justify the expense of owning a car. So now he uses public transportation and other means. Good for him. More people should follow his example. If we stopped over extending ourselves with these insane lease and loans, there would be far fewer cars sold. That in turn would force the manufacturers to reduce prices. Unfortunately, my son totaled my car last November. I refuse to pay the outlandish and exorbitant market adjustments charged by the dealers. I have made do so far and plan to do the same for the next 12 or 18 months until hopefully prices become sane again. It’s not fun but it’s the responsible thing to do. You may not believe this given the tone of this note but I have greatly enjoyed and learned a lot from the show. However these last few episodes have been disappointing because they seem to want to blame everybody else for high personal debt except for those who agreed to take it on. I do hope the show will revert to it’s earlier type of content because I think that most of us truly need the education that you are providing. Best regards”
Live love livie via Apple Podcasts ·
United States of America ·
06/21/22
More reviews of CarEdge Live
☆
☆
☆
☆
☆
“I found these guys, Zach and Ray, a couple months ago. I wasn't looking for the podcast, it randomly came up, looked interesting, I clicked and now I'm hooked. Great info, good personalities, earnestness and humor. If you're ever going to buy a car from a dealership, you want to check...”Read full review »
Randrifter via Apple Podcasts ·
United States of America ·
07/03/20
☆
☆
☆
☆
☆
“There’s plenty to learn from Ray and Zach. Even if you feel well versed in the car buying process, there are lots of nuggets to pick up by listening to this podcast and their YouTube channel. Great information in a fun format.”
ExecGlenn via Apple Podcasts ·
United States of America ·
07/08/20
☆
☆
☆
☆
☆
“Your Auto Insider, Ray Shefska, is my dad, so I admit it, I may be a bit biased in my review, but I think this is a fantastic podcast. Ray provides great insight from his 43 year career in the retail automotive industry and helps guide listeners through the journey to making their next vehicle...”Read full review »
Zach Shefska via Apple Podcasts ·
United States of America ·
07/01/20
Do you host a podcast?
Track your ranks and reviews from Spotify, Apple Podcasts and more.
Listen now
Links
Genres
Artwork or description wrong?
Request an update »
Updates may take a few minutes.
Do you host a podcast?
Track your ranks and reviews from Spotify, Apple Podcasts and more.
