James Lightbody, Head of Real Estate Debt at Westbrooke UK, discusses the evolving landscape of the UK real estate debt market in an interview with Alec Hogg. He compares the UK’s conservative lending environment to South Africa’s bank-dominated market, explaining how rising interest rates and political changes have created new opportunities for specialised lenders like Westbrooke. Lightbody highlights the firm’s focus on income-producing assets and its adaptable risk philosophy, giving it a competitive edge. South African investors seeking offshore exposure to UK real estate can access Westbrook’s funds through local investment advisors for attractive, low-risk returns.