Welcome to another empowering episode of the Black Wealth Renaissance Podcast! In Episode 211, we delve into the remarkable journey of Chris and Erika Cobb, the founders of Chosen Agency. From the streets of Hartwell, Georgia, and the world of engineering to the bustling insurance sector, the Cobbs' story is a vibrant canvas of ambition, adaptability, and entrepreneurial brilliance. Join us as we explore how this power couple transformed their challenges into a groundbreaking online insurance agency, redefining the norms of life insurance sales and setting new benchmarks in the digital age. Chris and Erika Cobb's inspiring narrative is a testament to the power of partnership, innovation, and relentless pursuit of financial independence. Key Moments 1:41 - Guest Introduction: Meet Chris and Erika Cobb and learn about their backgrounds and unique journey into life insurance. 8:50 - The Journey Into Insurance: Discover how Chris and Erika started selling insurance door-to-door and their strategic pivot to social media marketing. 18:10 - Financial Struggles and Triumphs: Uncover the financial challenges they faced during their initial phase and their breakthrough to significant revenue milestones. 24:00 - Understanding Insurance Sales: Dive into the intricacies of how insurance agents make money and the dynamics of sale splits in the industry. 33:58 - Building Chosen Agency: Hear about the Cobbs' transition from working within an agency to establishing their own and overcoming hurdles. 37:48 - Term vs. Whole Life Insurance: Explore the differences between Term and Whole Life insurance policies and the misconceptions surrounding them. 43:30 - Questions to Ask When Buying Insurance: Delve into the important questions consumers should ask before purchasing life insurance and the DIME method for determining coverage. 51:42 - Life-Changing Impact of Life Insurance: Discuss how life insurance transformed the Cobb family’s life and their perspective on wealth. 56:08 - Standing on Business (Sponsored by PSBS): Focus on business acumen and development sponsored by PSBS. 1:01:41 - Closing Questions: Wrapping up the episode with engaging questions that delve deeper into the Cobbs' future goals and personal insights. Don't forget to subscribe, rate, and review the Black Wealth Renaissance podcast! Your support and feedback help us grow and bring more enriching content to you. Stay tuned for more episodes where we blend urban insights with financial expertise. Leave Us A 5 Star Rating & Review ⭐️⭐️⭐️⭐️⭐️ If you're interested in advertising on the Black Wealth Renaissance podcast, please email [email protected] for further inquiries. 📧 For Business Inquiries: [email protected]   ★Subscribe on YouTube Black Wealth Renaissance - YouTube Keep Up With the Guest https://www.instagram.com/chriscobb_chosen https://www.instagram.com/erikacobb_chosen Keep Up With the Hosts David Bellard  https://instagram.com/david_bellard https://twitter.com/daviddagoliath_ Jalen Clark  https://instagram.com/_jclark06 https://twitter.com/jefeklap Learn more about your ad choices. Visit megaphone.fm/adchoices