No insurance can be more necessary and, at the same time, more evil than life insurance. For many decades, consumers groups and state insurance commissioners have advised consumers that they will almost always be better off choosing low-cost term life policies instead of high-cost whole life policies. Not surprisingly, for the same number of decades, the life insurance industry has steered people away from low-cost term life policies and toward costly whole life policies. Every few years, they change the name of whole life policies to confuse the public. The new spin is "permanent" life insurance. Don't be fooled. Get the facts in this presentation and learn why you are almost always better off if you "Buy Term and Invest the Difference."