What You Don't Know About Your Automobile Insurance Can Hurt You! Your insurance agent tells you that you have "full coverage" automobile insurance and you now believe that no matter what happens, you will be covered by your insurance company. This is a dangerous myth! No insurance offers unlimited coverage. In this presentation, you will learn the limits to your bodily injury and property liability coverage, the most important form of automobile insurance. We will also discuss some other important aspects of automobile insurance including uninsured and underinsured motorist provisions, and collision and comprehensive coverage.