Reframing our budgets can help us meet our daily needs and financial goals as well as building towards a future which brings us happiness and fulfilment. Financial journalist Iona Bain and Scott Dixon, a consumer rights expert who lives frugally, share their tips with Kim and Eileen for creating plans and sticking to them. Budgeting can go hand in hand with re-evaluating what’s important to us. Ram bought a van in 2019 and he and his partner Penny have been living there for the last few years. They talk about how it has helped reshape their finances, and share what they’ve learned along the way.