Illegal money lending is still a real problem for communities across the country. Kim & Eileen meet the team who hunt the loan sharks. They hear what you can do if the sharks have already got their teeth into you. They also discover how to avoid getting caught up in the world of illegal lending in the first place.

Kim meets up with other mothers who also have a child with additional needs. They discuss the extra day to day expenses that come with the conditions. Getting help from specialist therapists, making adaptations to the house and repeatedly replacing damaged and destroyed items all mount up. The mums chat about where to find financial support and what you can learn from others who have already been down this road.

Being diagnosed with a serious condition can throw your finances into turmoil. Kim and Eileen visit the Maggie's Centre in Dundee to hear from the patients how having cancer has changed what they can bring in and what they can spend. For some this means being forced to retire earlier than expected, for others it means trying to get their house in order before time runs out.

The team head to Stirling to visit a project that cuts down on what you spend and what you throw away. Eileen tries her hand at upcycling and hears how old jewellery can be given a new lease of life. Kim goes for a rummage around the "Library of Things" to discover how you can save a fortune by borrowing rather than buying.

As more people struggle to make ends meet, credit unions are providing a financial lifeline to communities across Scotland. Kim & Eileen visit Right Way in Paisley to hear how a more personal approach can change the habits of those who have had trouble saving in the past. Staff and members share their experiences of benefiting from a different way of managing your money.

Does keeping fit need to be an expensive business and is it worth spending a few pounds to shed a few pounds? Kim and Eileen visit a gym where those who can afford it subsidise those who can't. Kim heads up Calton Hill to find out ways of keeping fit without a gym membership. Personal Trainer Pascal has tips on which pieces of exercise equipment you should invest in if you're on a budget. Eileen meets Chris who was determined to maintain his workout routine during lockdown, no matter the cost.

As gas prices rise, what can you do to keep control of your energy bills? Kim and Eileen visit Pete to hear how he was able to get help after years of struggling to heat his home. They're joined by Michael from Citizen's Advice Scotland and Liam from Changeworks who have advice on the long term and short term steps you can take to stay cosy this winter.

The pandemic has prompted many of us to consider buying a rural property. Kim and Eileen ask if the grass is greener once you give up your urban home. They discuss the current housing market with the solicitors who help people to make the move. Then it's off to Moffat in the Scottish Borders to meet a family who have turned their back on city life.

Spending more time at home during the pandemic prompted many of us to consider getting a pet. Kim and Eileen meet a couple who paid a small fortune for their puppy. The staff at the Edinburgh Dog and Cat Home share some advice on affordable ways to look after your own fluffy family members. A vet from the People’s Dispensary for Sick Animals (PDSA) explains what the financial options are if you can’t cover the cost of treatment.

Are you considering a buy to let investment, or maybe looking for a flat to rent? Timely financial advice for landlords, tenants. With Kim McAllister and Eileen Adamson.

Kim McAllister and Eileen Adamson hear from actors, comedians, technicians and venue owners about how they've managed their finances during the pandemic. They discuss the different ways of diversifying your income and the benefits of building up a rainy day fund. There's also advice on what to do if you've bought tickets for a gig that keeps getting postponed.

Looking after your finances can be challenging for all of us, but it’s particularly tricky if you have a visual or hearing impairment. When it comes to decisions about money we often look to our families for guidance but for children growing up in care, where can they turn? On the other hand what about parents who are reluctant to recognise that having learning disabilities doesn’t stop a child being financially independent.

Starting a family can be an expensive business. Kim & Eileen meet a surrogate who has helped three couples to have children. They also talk to a parent who has recently adopted. We hear about the hurdles you might face and how much it can cost to cross them.

When was the last time you had to call a lawyer? Maybe it’s not happened yet, but if that day comes do you know what to do? More importantly – do you know how much it might cost you? And what if you can’t afford it – where does that leave you? Kim and Eileen sit down with experts from the Scottish Legal Aid Board and Citizens Advice Scotland to find out the answers.

Your pension pot is a significant amount of money but do you have any idea what it’s being used for right now? Many of us claim to have green credentials, but do you know which companies are benefiting from your money? How do you even find out how where your pension is invested? Can you persuade your pension provider to be greener? Are green investments going to produce a lower return?

There are few significant purchases you can make these days without your finances being checked out. What are the ways to build a healthy history without taking on too much debt? Kim & Eileen discover the steps you can take now to increase your chances of a positive decision in the future.

Whether we're rich or poor is seems that most of us worry about money from time to time. Eileen Adamson brings together a GP, a psychologist and a pension's specialist to offer practical advice on managing any anxiety caused by your financial situation.

Measures put in place during lockdown offered payment holidays from mortgages, loans and credit cards. However, as this support falls away it's predicted there will be a financial pandemic with more and more of us unable to cover our outgoings. Insolvency and bankruptcy may be the stuff of nightmares, but thousands of people go through it every year. Kim and Eileen discover what's involved and find out the ways to avoid it.

Kim and Eileen consider if it makes financial sense to switch to an electric vehicle. They also look at your consumer rights when buying new or second hand. If you're not ready to make the move yet then we've tips on getting more miles for your money in your current car.

Covid is causing confusion and caution among travellers this summer. Travel expert Lady Janey has advice on making the best decisions so that you don't end up out of pocket. She'll explain how to pay, who to pay and why insurance mustn't be an optional extra this year.

How prepared are you to pick up the financial pieces following an unexpected death? Kim and Eileen meet Veronica who struggled to sort things out when her husband died suddenly at the age of 41. Now she's using her experience to help others. Independent Financial Adviser Julie Flynn has some steps we can all take now to make it easier for those who are left behind to manage our money. Adam Stachura from Age Scotland explains the pitfalls of having only one half of your partnership taking...

During lockdown the number of people gambling has increased. For some it's just a bit of fun, but for others it can get out of hand and start causing problems for their finances and family. A gambler who recently kicked the habit shares his story with Kim & Eileen.

The transition from teenage years to adulthood can be a tough for your personal finances. What should you ask before signing your first employment contract or tenancy agreement?

Kim and Eileen meet the veterans struggling to make ends meet on civvy street. The ex-servicemen share their stories of having to leave the forces and live on a limited income. Fortunately the Armed Services Advice Project which is funded by Citizen's Advice Scotland and Poppy Scotland is here to help.

Kim and Eileen sit down with two female entrepreneurs to find out what to consider when looking for investment. They hear about how the women have grown their own successful businesses and why they're helping others to follow in their footsteps.