Off to a slower start than many sectors with Cloud transformation, due to regulation lag, Financial Services is now picking up pace.  With challenger banks moving into the sector and regulations have caught up, so its now not just about moving to Cloud, its about Cloud enabled business growth. This week, Dave, Esmee and Rob talk to Pranati Dave, Practice Director @ Everest Group, about the state of Cloud in FS, highlights from recent Everest research into Enterprise Maturity Models for Microsoft Business Applications and how these models can help accelerate digital change in your organization. TLDR00:00 Chase glitch confusion06:25 Cloud conversation with Pranati Dave36:20 4 dimensions of Maturity41:20  Family time! Resources'Enterprise Maturity Model for Microsoft Business Applications in Financial Services'https://www2.everestgrp.com/reportaction/EGR-2024-31-V-6490/Marketinghttps://www.capgemini.com/insights/research-library/enterprise-maturity-model-for-microsoft-business-applications-in-fs/ GuestPranati Goswami Dave: https://www.linkedin.com/in/pranati-dave/ Hosts Dave Chapman: https://www.linkedin.com/in/chapmandr/ Esmee van de Giessen: https://www.linkedin.com/in/esmeevandegiessen/ Rob Kernahan: https://www.linkedin.com/in/rob-kernahan/ Production Marcel van der Burg: https://www.linkedin.com/in/marcel-vd-burg/ Dave Chapman: https://www.linkedin.com/in/chapmandr/  Sound Ben Corbett: https://www.linkedin.com/in/ben-corbett-3b6a11135/ Louis Corbett:  https://www.linkedin.com/in/louis-corbett-087250264/ 'Cloud Realities' is an original podcast from Capgemini