In this insightful episode we are joined by Adiba Ahmed, a financial consultant with seven years of experience, specializing in helping Canadian immigrants understand and navigate their financial options. Known for her dynamic teaching and impactful workshops, she focuses on empowering immigrants, particularly millennials, and has been recognized as a top thought leader on CBC's "The National.   Adiba and I explore the complexities of the Canadian financial system and how it impacts newcomers: from opening your first bank account and building credit to accessing credit, we discuss what you need to know about settling into Canada financially. Here are the key topics discussed in this episode: Challenges faced by Canadian immigrants in navigating financial systems. How consultants can aid immigrants in their financial integration. Typical errors newcomers make and how to avoid them. Importance of credit history and tips on how to build it. Various financial instruments that can serve as substitutes for credit cards. Community initiatives and grassroots efforts to assist immigrants in building credit. And lots more. If you enjoyed this episode, please subscribe to our channel, and share it with friends and family . We'd love to hear your thoughts and experiences so leave a comment below or reach out to us on social media. Stay tuned for more episodes where we continue exploring empowering financial practices with guests from around the world!