Ever imagine a scenario where, as a medical professional, you find yourself unable to work?  Dr. Stephanie Pearson from Pearson and Ravitz joins us to discuss the often-ignored but critical importance of disability insurance, especially for those in the medical field. She sheds light on why securing this insurance early, like during residency, is not just smart but economical, as discounts abound and rates are at their friendliest.  Things to expect in this episode: Getting disability insurance as a resident or as an attending doctor even when you have no room and time for it.What specifically does disability insurance protect for physiciansThe likelihood of residents getting injured during residency.Group benefits/Employer policy Vs. Individual disability insurance.The advantages of getting your own disability insurance as a physician.The top 5 companies that provide specialty-specific coverage for individual disability insurance for physicians.As a locums doctor, should you pay for your disability insurance with your business money or with your salary.Difference between brokers Vs. agents who sell insurance and who should you buy insurance from? LINKS MENTIONED First episode with Dr. Stephanie Pearson- https://youtu.be/MmVjitj9MEE SIGN UP FOR OUR NEWSLETTER! https://darkos.lpages.co/newsletter-signup/  WATCH THIS EPISODE ON YOUTUBE! Have a question for the podcast? Text us at 833-230-2860 Send us a message HERE!  Twitter: @drniidarko Instagram: @docsoutsidethebox Email: [email protected] Podcasting Course: www.docswhopodcast.com Merch: https://docs-outside-the-box.creator-spring.com This episode is sponsored by  Pearson-Ravitz: Created by a physician for physicians. We empower physicians to protect their most valuable asset—their incomes—and life’s most important people—their families. Book a consultation today!   Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!