Friends, we're doing things slightly differently on this episode and sharing with you a conversation on education funds. Please take note of the phrases: risk products and savings and investment products. Zihlobo, sitshintsha ikhasi. Siphendula umbuzo womnye wezihlobo zethu omalunga nokugcinela abantwana imali yokubafundisa. Kukho iindidi ezihlukileyo ke ekuthiwa zi risk products ezinye zi investment products. Kufuneka ke wena ube uyayazi ukuba yeyiphi na le unayo.