You sent in your questions about health insurance in Germany, and this week a representative from Techniker Krankenkasse, Nina, is here to answer them.  You can also get an idea of what to expect from a health insurance fund by hearing how TK does things and what they offer. If you are considering signing up for health insurance with TK, use my link: https://thegermanyexperience.de/tk It is an affiliate link, so if you sign up with it, you'll be helping out the podcast.  The questions that Nina answers:  How does health insurance work in Germany?What do I have to do if I get ill?What are the differences between Gesetzlich (statutory) and Privat (private) health insurance?Why is it so difficult to get an appointment with a specialist? Can I apply for health insurance without a German address?What are IGEL treatments?Do couples go onto the same insurance?What should foreigners expect from a health insurance provider? JOIN THE THE GERMANY EXPERIENCE FACEBOOK GROUP: https://www.facebook.com/theGermanyExperience  Visit the official podcast website: https://thegermanyexperience.de Subscribe to the YouTube channel: https://youtube.com/c/thegermanyexperience Review the podcast: https://thegermanyexperience.de/rate  Contact me: [email protected]