Consumers' Checkbook, a non-profit organization that helps youi make better financial decisions, offers a fantastic tool to compare FEHB plans. With open season coming mid-November, you should explore changes to your current plan, what other plans offer, and how much premiums are changing (spoiler - rate increases are NOT uniform across plans). Kevin Moss explains how you can leverage the tool and save a few dollars using a code available only to FedUpward listeners. The comparison tool will be available in the next week. Right now, you can check out the website and sign up to use it as soon as it's available. https://www.checkbook.org/newhig2/year20/advice/how-can-checkbooks-guide-to-health-plans-for-federal-employees-help-me