Today I am joined by Jennie Delelis as we discuss the current state of the mortgage market. Our conversation centers on the practical aspects of obtaining a mortgage, including the documentation and information that clients need to provide, the challenges faced by clients seeking a mortgage in today's market, and the role of brokers in helping clients navigate the process. Throughout the conversation, we highlight the importance of being prepared and organized when seeking a mortgage. The types of documents that lenders typically require, including payslips, bank statements, and tax returns, and emphasize the need to plan ahead and provide this information in a timely manner. We also touch on some of the challenges faced by clients in today's market, such as the impact of COVID-19 on lending criteria and the difficulty of securing a mortgage in certain areas. Tune in and listen for practical insights into the process of obtaining a mortgage, as well as an overview of the current state of the mortgage market. Whether you're a first-time buyer or a seasoned property investor, there's something in this podcast episode for everyone. Below you can find some useful links for more information from our conversation today. MoneyHelper https://www.moneyhelper.org.uk/en Cost of living information https://www.moneyhelper.org.uk/en/money-troubles/cost-of-living Debt Advice Locator Tool https://www.moneyhelper.org.uk/en/money-troubles/dealing-with-debt/debt-advice-locator for free, regulated debt advice Pension Guidance https://www.moneyhelper.org.uk/en/pensions-and-retirement Money Guider Framework https://moneyandpensionsservice.org.uk/money-guiders/ Some of the financial education stuff that we talked about https://moneyandpensionsservice.org.uk/financial-education-in-schools/