Curious about what happens if you pass away without a will or how to navigate big financial decisions with your spouse? In part 2 of our special mailbag series, Josh tackles listener-submitted questions, including topics like estate planning, annuities, and more. Josh dives into the consequences of dying without a will, explaining the legal process and the importance of having a clear estate plan. He also breaks down different types of annuities, highlighting how they can fit into a retirement strategy. Josh then explores Social Security’s future, and discusses potential hybrid models or private accounts. He also emphasizes the need for financial compatibility in marriage, sharing tips on making informed joint decisions. Finally, he discusses how modern life insurance policies with living benefits can provide long-term care coverage. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!