In this insightful episode, we delve into how U.S. election outcomes influence retirement planning, revealing a surprising pattern: many advisors and clients react to political uncertainty with fear-driven investment decisions, often to their detriment. Reflecting on the 2016 and 2020 elections, we explore how market reactions defied expectations. Will history repeat itself and why this year may or may not be different. Join us as Rick discusses what you need to do both emotionally and ...