Family fortunes come with unique challenges. Join Dr. Moira Somers, a leading expert in wealth psychology, as she delves into the complexities of "business royalty." Explore the intricate web of challenges impacting relationships within families and communities, gaining valuable insights for navigating success and prosperity with grace. This episode is your journey into the psychology of family wealth, offering wisdom for building stronger bonds and creating a lasting legacy A podcast th...

Ever seek money advice but struggle to follow through? You're not alone! Join Dr. Moira Somers, renowned psychologist and wealth expert, as she dives into the "procrastination puzzle" in finance. Explore the hidden design flaws and psychological roadblocks that hinder financial follow-through. Discover strategies to overcome procrastination and empower yourself to take control of your financial future. This episode is your key to unlocking financial action and achieving your money goals!A pod...

Feeling overwhelmed by money decisions? Struggling with past financial trauma? This episode is your guide! Join Rick as he answers the crucial question: "How do I know if I need a financial therapist?" Discover the key signs and emotions that might signal it's time to explore financial therapy. From emotional spending to lingering debt trauma, we'll delve into the indicators that could benefit from professional guidance. This empowering episode equips you with the knowledge to recognize the c...

Have you ever spotted a coin on the ground and had an internal debate about picking it up? That seemingly insignificant decision might actually reveal a lot about your unconscious beliefs around money. We tend to develop "money scripts" - deeply held assumptions about wealth, abundance, and our own financial worthiness. Would you bend over for a penny, a quarter, or only a dollar bill? Your answer, along with the emotions and thoughts it triggers, could offer surprising insights into your rel...

Dive deeper with Dr. Prince Sarpong and Rick as they discuss the complex relationship between financial freedom and community harmony. Discover how embracing healthy boundaries within the Ubuntu philosophy can unlock true liberation. Learn how prioritizing relational well-being alongside financial goals leads to a more fulfilling and meaningful life. A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them. Rick Kahler, CFP®, CFT-I™, has helped...

"Your money troubles run deeper than you think," says Dr. Prince Sarpong. Explore the impact of "Black Tax" and the Ubuntu philosophy on financial culture. Learn how cultural expectations, enabling dynamics, and community connection influence financial decisions. Discover a fresh perspective on financial freedom that goes beyond just the numbers.  A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them. Rick Kahler, CFP®, CFT-I™, has helped people...

Tired of focusing on negative financial behaviors? Discover a path to true financial well-being! This episode unveils the positive traits that define a healthy relationship with money, guiding you from "tranquility" to "compassion" and beyond. Navigate the financial landscape with more clarity and confidence, fostering a sense of stability and contentment. A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them. Rick Kahler, CFP®, CFT-I™, has...

Join LMFT Jillian Knight and Rick as they delve deeper into the dangers of rigid financial communities. Explore tactics like shame, guilt, and manipulation used to control members. Learn to recognize these red flags and protect yourself from harmful group dynamics, even if they appear helpful on the surface. A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them. Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by...

Financial gurus promise riches, but can they trap you in shame and rigidity? Therapist Jillian Knight, LMFT, shares her personal story, revealing the red flags of extreme devotion and leader manipulation. Discover how this experience shaped her unique approach to financial freedom and empower yourself to make healthy choices. A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them. Rick Kahler, CFP®, CFT-I™, has helped people make better money...

Imagine making a smart investment, then watching the market plunge. Panic sets in, your dream yacht vanishes, and "lost money" haunts you. This episode equips you to navigate emotional waves and make calmer financial decisions. Learn how to anchor your well-being and ride the market with confidence! A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them. Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating...

Dive deeper with Susan and Rick as they continue their captivating conversation. Explore how Susan's work with financial planners empowers financial therapists. They'll delve into the future, questioning the role of Artificial Intelligence and championing the power of Authentic Intelligence in both professions. Get ready for insightful perspectives and a glimpse into the evolving landscape of financial wellness. #money #values #financialplanning #financialtherapy #financialpodcast...

Buckle up for a thought-provoking ride with Susan Bradley and Rick! Decades of conversations, never recorded until now, unfold as they explore the groundbreaking intersection of financial transitions and financial therapy. Be surprised as they uncover hidden gems, sparking insights for financial planners and therapists alike. Join this spontaneous, unrehearsed discussion and discover how financial well-being goes deeper than just numbers.  A podcast that blends the nuts and bolts of financial...

The real issue isn’t whether your financial advisor is a fiduciary, it’s whether they have a conflict of interest.  Here is the sad truth. Most Americans believe they already receive objective, fiduciary advice. The overwhelming odds are that they don’t, especially if the advisor has a conflict of interest over how they are paid. Some data suggests less than 3% of financial advisors are free of a compensation conflict-of-interest.  A podcast that blends the nuts and bolts of financial advice...

What money scripts has Rick never thought of, has he never covered in any of the books he’s authored?  Surveys show that if the average American didn’t have these money scripts, they would do things differently.  Every American has money scripts on this topic, and yet it isn’t a topic that is top on the list to discuss on date night, or any other night.  A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them. Rick Kahler, CFP®, CFT-I™, has helped...

Embark on an insightful journey as we explore the nuanced emotions surrounding student loan forgiveness in this episode. Prompted by a recent inquiry from a talk-show host, Rick delves into the emotional terrain, especially for those who never carried student debt or did not qualify for forgiveness programs. What might it feel like for individuals who paid off their student loans or whose education debt isn't eligible for forgiveness, to witness others being relieved of their financial...

Stuck in conversation quicksand? Words go in, progress comes out… nowhere? It's not you, it's the 12 communication roadblocks lurking everywhere! These sneaky hurdles focus on your agenda, not the other person’s needs, leaving them defensive, overwhelmed, and the productive conversation you crave in the dust.  But wait! There's light beyond the roadblocks! This episode uncovers all 12 culprits, showing you how they sabotage even the best intentions. You'll learn to spot them in the wild,...

Ever find yourself drowning in a sea of financial advice?  We are hesitant, decisions stalled, progress stuck. We all encounter this at some time in life. In this episode, we dive deep into the hidden currents of the "advice trap," exploring why unsolicited wisdom can actually paralyze action. Learn to navigate the murky waters of psychology, where seeking guidance often masks an unwillingness to commit. Discover the liberating power of shifting from handholding to self-efficacy, where...

“When you meet resistance, you are moving too fast.” This is a truism that I hold to when it comes to relationships, especially in my capacity as a financial therapist. The illusion is that people come to financial planners and therapists for financial advice. Financial professionals often assume that when they give advice that would seem an obvious solution to a problem, the client will take it, act on it, and profusely thank the planner for their wisdom.  That is often magical thinking. In...

“Money conversations are hard; people refuse to talk about money.” We know that is true in the US, and it’s equally true in Africa. Join Rick in an interview with Peter Kwadwo Asare Nyarko, the Executive Director of the Centre for Financial Literacy Education Africa. In bringing his passion for financial wellbeing to Africa and building a successful organization in 13 African countries, there were times when he felt like giving up. “Money Skills are 21st century survival skills,” and that...

At the height of the pandemic recession, a June 22, 2020, headline in The Capitalist.com caught my eye: “Dollar Will Plunge 35%, Lose Status as World Reserve Currency.” This was quoting Stephen Roach, a senior fellow at Yale University and the former chairman of Morgan Stanley Asia, someone who is well respected by his peers.  As it turned out, he was wrong and some who followed his advice lost millions. Why are vulnerable parts of us with “unfinished business: so susceptible to following...

Needing long-term care (LTC) is largely not something that is an unknown. This issue isn’t “if,” it’s “when.”  I was recently talking with a client about the difficulty in having instant options available when deciding to go into independent or assisted living.  LTC facilities often have waiting lists that are months or years long. When you need a unit now, options can be non-existent. And three long-term biases often keep us from acting in time to avert a crisis. In many cases people need to...

Learn how Tamala Floyd, Certified IFS Therapist and Lead Trainer, transitioned her life to become a full-time traveler at no additional cost to, or significant change in, her lifestyle. She explains the preparation, both financially and emotionally, that it took to embark on this grand adventure, which may surprise you as much as it did Rick!  A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them. Rick Kahler, CFP®, CFT-I™, has helped people...

Are you and your spouse truly aligned when it comes to finances? Do you rarely experience conflicts about money? If so, you might have achieved financial intimacy in your relationship. Financial intimacy, however, goes beyond merely sharing financial information; it involves feeling safe and comfortable discussing any money-related topic with your partner. This level of intimacy requires vulnerability and honesty about your feelings, beliefs, needs, and behaviors around money. Unfortunately,...

Positive thinking about money can be beneficial, but it can also be harmful if it leads us to suppress our emotions. Emotions like joy, gratitude, and love are crucial for making sound financial decisions. However, when we deny ourselves the opportunity to fully experience our emotions, it can negatively impact our mental and financial well-being. Take a quick quiz to see if you, or those close to you, might be caught up in toxic financial positivity. A podcast that blends the nuts and bolts...

In my experience as a financial professional, I've come to believe that "When you meet resistance, you are moving too fast." This principle holds true in relationships, especially in my role as a financial advisor and therapist. The common misconception is that people seek financial professionals solely for financial advice. Professionals often assume that when they provide what seems like an obvious solution to a client's problem, the client will readily accept it and express gratitude for...