Foreign exchange trading, also known as FX or forex trading, is one of the world’s largest and most influential markets regarding trading volume, value, and liquidity. As new technologies emerge, so have forex methods and strategies. With the advent of artificial intelligence and machine learning in science, forex traders and experts have learned to adopt this new technology to improve trading and make their strategies more efficient. However, this field also comes with its own set of...

According to the survey from McKinsey, adoption of digital banking in emerging markets has caught up with that in developed markets. Between 2017 and 2021, the share of consumers in Asia–Pacific emerging markets actively using digital banking increased sharply, rising 33 percentage points from 54 percent in 2017 to 88 percent in 2021. The level of digital adoption among consumers in developed Asia–Pacific markets has remained stable at approximately 90 percent. The shift to digital banking...

From barter to cash to checks to online banking, money is an evolving technology that has been part of human history for thousands of years. While cash is expected to remain a significant payment instrument in the near future, factors such as “contactless” pay systems, increasing mobile penetration, and high costs of cash like ATM fees for individuals, cash storage for businesses, currency printing for governments, among others are prompting society to reconsider its ubiquity. Some experts...

Algorithmic trading, also known as automated trading or AlgoTrading, refers to the use of computer programs and advanced mathematical models to execute trades in financial markets. These algorithms are designed to analyze vast amounts of data, identify patterns, and make trading decisions based on predefined rules. Algorithmic trading has gained popularity in recent years due to its ability to execute trades at high speed and with precision. Algorithmic trading offers several advantages over...

Bitcoin's stratospheric rise since 2009 has created a surprising and diverse set of millionaires and billionaires. But the interesting question, who owns the most bitcoin? It is really difficult to say for certain who owns the most bitcoin, as wallet addresses are anonymous in that they are not associated with the account owner's name. The only way to tell is if the owner has publicized their holdings. Many bitcoin holders have made their wealth by creating products to grow Bitcoin's...

Is Crypto worth investing? Cryptocurrency can be a great investment with astronomically high returns overnight; however, there is also a considerable downside. Investors should analyze whether their time horizon, risk tolerance, and liquidity requirements fit their investor profile. In view of these, we've invited a Crypto enthusiast, investor and entrepreneur, Mr. Chip Winternitz as he share with us his relevant takeaways on his crypto journey and its value proposition to our digital...

The healthcare system has been the silent hero of the pandemic situation. With physicians and nurses saving lives daily, the whole health industry experienced extreme pressure. While the pandemic posed an unprecedented threat, the rest of our usual diseases did not disappear and telemedicine solutions appeared to be the most convenient and safe response to the needs of patients. In view of these, we've invited the President and Chief Executive Officer of the Philippine Virtual Hospital (PVH)...

Today, only 1 in 10 people in need have access to assistive technology due to high costs and a lack of awareness, availability, trained personnel, policy, and financing. Without assistive technology, people are often excluded, isolated, and locked into poverty, thereby increasing the impact of disease and disability on a person, their family, and society. Assistive technology enables people to live healthy, productive, independent, and dignified lives, and to participate in education, the...

What does Crypto Travel Rule mean for you? The measure is essential to prevent bad actors from using digital assets to launder money. It affects everyone who dabbles in cryptocurrencies from exchanges to everyday investors. Almost three years after the controversial "travel rule" guidance was issued by the Financial Action Tax Force or FATF, regulators and virtual asset service providers or VASP are still coming to terms with the economic and technical challenges of implementing these...

An interesting conversation with an “Anonymous Hacker” sharing his journey on the under world of the cyber space and his relevant takeaways from this experiences. --- Send in a voice message: https://anchor.fm/edgar-angeles/message

The Global learning management system market was worth around 14.9 billion US Dollars in 2021, and is estimated to grow to about 43.6 billion US Dollars by 2028, with a compound annual growth rate of approximately 18.4 percent over the forecast period. The market growth of LMS is mainly attributed to the growing adoption of the e-learning in different business industries particularly on the financial sector with regulatory learning requirements like Anti Money Laundering and Know Your Client...

There is no simple fix or single product or patch that an organisation can apply to address cyber risks and threats presented by Industry 4.0. As industry moves to capture the business value that comes with Industry 4.0, the need to address the cyber risk landscape with a secure, vigilant and resilient response has likely never been greater. In view of these, we’ve invited a seasoned Industrial Cybersecurity professional, Mr. Gary Kong from Kuala Lumpur, Malaysia as he shares his valuable...

The learning ability of AI systems means that they no longer have to be completely programmed but can constantly learn by themselves. They can change their behavior through the input of data from the outside world. AI holds great promise. But when the adoption of this technology increases, their liabilities also emerge. If the algorithms fail to perform as expected, the result can be economic loss and business interruption, personal injury and property damage, professional liability, medical...

There’s no getting away from the fact that treasury management is a critical part of any organization. No organization, regardless of their size and sector, can afford to lose sight of their financial risk, and their cash and liquidity positions – yet in an increasingly complex business landscape, this can be easier said than done. There are many changes in the financial landscape, and increasing volatility of the markets make the job of risk management even more difficult. Technology helps...

A top strategic focus of HR (Human Resources) over the next few years, is primarily aligned on data. The shift to remote work caused by the pandemic, meant that corporate organizations had to increasingly rely on tools to gauge how engaged and productive employees were, and, by extension, turn to data insights for direction. Clearly, “Data is the new currency when it comes to the workforce management”. The move to digital will become even more marked as companies seek to transform in the face...

More businesses are adopting low code as a viable alternative to traditional software development. According to Forrester, 75% of application development will use low code platforms by the end of 2021 up from just 44% in 2020. On this particular podcast episode, we’ve invited Mr. Swaminathan Ganesan, Head of Pre-Sales of NewGen Software based in Singapore as we walk us through the significant relevance of “Low Code” and its value proposition to our present digital economy. --- This episode...

The utilisation of technology as a tool to streamline the regulatory process in financial services continues to grow and evolve at a rapid pace. Thus, Regulatory Technology or most commonly known as RegTech will play an important role and has been established as a bridge between the firm and regulatory requirements enabling business to fullfill regulatory obligations more efficiently and focus on its core offering. In view of these, we have invited Mr. Nimoh Mohankumar, Managing Director of...

The banking sector is at the forefront of detecting cases and providing information to the regulatory authorities at huge cost and under threat of million dollar fines and penalties. As much as 95% to 98% of the suspicious activity detected by the financial sector are false positives hence it’s critically important to mitigate the underlying circumstances. In view of these, we’ve invited once again, Mr. Sjoerd Slot, a Fraud Management expert, seasoned Financial Crime Control professional and...

Insightful conversation with Mr. Kenneth de Souza, the Head of Business Development of Treasury and Risk Management for the ASEAN region from Intellect Design Arena Ltd. as he shares their valuable proposition on the holistic approach regarding the transition of the London Interbank Offered Rate or most commonly known as LIBOR to other pricing mechanism. Available on the following podcast platform: Spotify, Google Podcast, Breaker, Radio Public, PocketCasts, Overcast, Apple Podcast, Audible,...

Increased global access to mobile phones with an Internet connection has led to the exponential production of information and the number of possible paths for getting it, creating an information epidemic or infodemic. In view of these, we’ve invited once again in an interesting podcast conversation, Dominic “Doc” Ligot, Founder of Cirrolytix Research Services, a seasoned Data Analytics professional and Data Ethics advocate from Data Ethics Philippines as he slice and dice the facts and...

Insightful conversation with the remarkable individuals behind the thriving FinTech group, Grover Private Ltd., a Nityo Infotech Company with business presence in Singapore and the Philippines particularly with Mr. Mon Gutierrez, the Country Managing Director and Ms. Sheryll Dhel Viguilla, the Senior Sales Manager as they share with us their interesting and unique digital product offerings as well as with their valuable views on the significant relevance of digital innovation to our virtual...

Insightful conversation with Mr. Hariom Tatsat, presently working as the Vice President in the Quantitative Analytics division of an investment bank in New York and a UC Berkeley alumnus. He share with us his valuable insights on democratising AI and it’s significant relevance to our current digital economy as well as introduction to his exceptional book entitled “Machine Learning and Data Science Blueprints for Finance” now available on Amazon and all major bookstores. --- This episode is...

Introspective conversation with Ms. Beatriz “Bea” Gonzales, a Mental Health and Wellness advocate and Mr. AJ Sunglao, a license psychologist, both co-founders of “Vidya”, a very promising health and wellness platform with business presence in Singapore and the Philippines as they share with us their valuable insights on virtual wellness and it’s significant relevance to our present digital ecosystem. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. ...

Entrancing conversation with Mr. Matthew Hartley, a seasoned Financial Treasury Management professional and a highly experienced TMS (Treasury Management Solution) implementation specialist based in Sydney, Australia as he share with us his remarkable experiences on Treasury Management system challenges, opportunities and it’s significant relevance to our present digital economy. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app ---...

Enlightening conversation with Mr. Greg Krasnov, the Founder and CEO of Tonik Bank, presently at the forefront of financial inclusion developments in the Asia Pacific region. Tonik bank recently secured a digital bank license from the Philippines Central Bank or BSP making them the first digital only Neobank in the Philippines. The development comes after the neobank’s highly successful public launch in March 2021, which saw it secure over 1 billion pesos (US$20M) in retail deposits in under...