Lending money is a process that has long been around and for many years it was left undisrupted. People are very familiar now with credit scores and the idea that to get credit you need credit. New solutions and technologies are coming to disrupt this market to make financial products more accessible to a greater number of people. In this episode we’ll look at how Open Finance is changing the status quo and look at some fantastic examples of fintech innovation. We’ll also look at how credit bureaus are adapting and partnering with fintechs to evolve their own models. Guests:  Robert McKechnie – Head of Products at Equifax Crawford Taylor – CEO and Founder at Nude