For some, gambling leads to a situation where you can't pay your bills and debts when they are due.  This is incredibly stressful.  Listen now to hear about two options for addressing insolvency: a consumer proposal and personal bankruptcy. Blair Mantin, a Licensed Insolvency Trustee and President of Sands and Associates, joins me in this episode.  He answers common questions about insolvency proceedings, including: Who is eligible for a consumer proposal and bankruptcy?  What is involved?  What will it cost? Will this impact my credit rating?  Do I have to get rid of my car, home and/or RRSP?  Are tax debt and student loans included? How will it impact my spouse if I go ahead with a consumer proposal or bankruptcy?  What are the differences with bankruptcy proceedings in Canada and the United States? How do I find a Licensed Insolvency Trustee? If you would like more information about consumer proposals and bankruptcy, read the blog for this episode at www.gamblingproblemhelp.ca To find a Licensed Insolvency Trustee in Canada, visit the federal government's database.   If you have further questions for Blair Mantin, Licensed Insolvency Trustee, contact him at Sands and Associates.  He is also the co-host of a weekly radio show on CKNW 980 AM called Dollars and Sense, which is available as a podcast. If you live in British Columbia and would like to access our free, confidential counselling and outreach services, connect with us online at Gambling Support BC or call 1-888-795-6111. For a list of free gambling help services in Canada, click here.  To access free help in the United States, visit the National Council on Problem Gambling website.  If you like what you hear on Fold em and haven't yet followed us on your podcast app, make sure you do.  You will then be notified when a new episode is released and help increase our visiblity.  If you're not sure how to follow or subscribe to a podcast, read this blog for instructions. Fold em is funded by Gambling Support BC.